Melirik Opportunitas Investasi Reksadan BRI-MI Di Tengah Sentimen Global Yang Teguh

JAKARTA - The movement of Rupiah, JCI, and bonds under pressure at the beginning of trading after the 2024 Eid holiday.

This is the result of the global negative sentiment caused by the Middle East crisis which is heating up again with the current open conflict between Iran and Israel.

Chief Investment Officer of PT BRI Investment Management (BRI-MI) Herman Tjahjadi explained that the upward trend of US inflation and tension between Israel and Iran has caused the strengthening of the dollar which is considered a safe haven instrument by global investors.

"The dollar currency is strengthened against all emerging countries and the rupiah is corrected to a level of around Rp. 16,200. This has resulted in the stock market and the domestic bond market facing corrections after the 2024 Eid holiday," he explained in his statement, Wednesday, April 24.

In facing high uncertainty in the market, Herman advised investors to diversify portfolios to optimize investment value in the long term amid the current geopolitical situation.

"We suggest that investors can take a conservative strategy in these global uncertainties by investing in conservative products such as the Money Market Mutual Fund. For investors who have a higher profile risk, they can continue to invest gradually into fixed and/or mixed income mutual funds while still monitoring geopolitical development conditions," said Herman.

Although geopolitical tension is very high at this time, in the long term, Herman sees that Indonesia's capital market still has positive prospects in line with economic growth which is still positive at around 5 percent in 2024 and more than 5 percent per year in the coming years, along with sustainable economic reforms and downstream development.

"This long-term positive prospect also caused the CEO of Apple Inc, Tim Cook, to come to Indonesia and meet with President Jokowi on Wednesday (April 17, 2024)," he said.

Based on the current conditions, BRI-MI recommends two products, namely the BRI Muruni Money Market II (SPU II) Mutual Fund for conservative investors, and Mixed Fund Mutuals, namely the Flexible BRI Fund for investors who have a higher risk profile as product diversification.

For information, Raksa Dana SPU II offers a competitive level of income while maintaining investment capital value and maintaining liquidity stability, with 100 percent Investment (One hundred per hundred) in the Domestic Money Market Instrument and/or Debt Effects. Meanwhile, SPU II is the Company's superior synergy product at BRI Group.

Meanwhile, the Flexible Orchid Fund Reksa offers optimal investment value growth in the long term, but still provides adequate income.

Flexible Orchids are invested a maximum of 79 percent into Equity Effects, a maximum of 79 percent into Debt Securities and a maximum of 79 percent in the Money Market Instrument, where in the Mutual Fund portfolio there must be Effects of Debt Equity and Effects.

Finally, investors can purchase the above Reksa Dana products in digital applications, namely InvestASIK, BRIGHTS or at other BRI-MI partner APERD outlets, which are very affordable with a minimum purchase of IDR 10,000. For more information on BRI-MI Mutual Fund products, visit BRI-MI's official Instagram at @reksadana.bri.