What Are Priority Customers: Have A Black Record At BI Checking Get Out Of The Way, Deh!

What Are Priority Customers ( Austin Distel Image - Unsplash)

YOGYAKARTA - Have you ever heard of priority customers? Of course this has begun to be heard on social media and advertisements. So, what are priority customers?

Priority customers are customers who get facilities in the form of extra premium services provided by banks.

This facility allows customers to be served specifically and is unified when dealing with banks compared to ordinary customers.

This service targets the upper middle class, because of course to obtain this banking service, there are several provisions that must be met by customers, one of which is a fairly large number of deposits.

This service is located in several banks, both private banks and the government. Some of the benefits will generally be given to priority customers, such as better features, low interest promos, services without queuing, and so on.

Requirements to be a priority customer

To become priority customers, you must fulfill various conditions and it is not enough just to have a lot of money. The following are the provisions that must be met by a priority customer.

Own a financial portfolio with a certain value

Portfolio here can be in the form of savings, investment, or insurance in banks that you propose priority programs. The minimum number that must be owned is IDR 500 million or more depending on each bank.

Not included in the black record

Even though there is a lot of money, if your name is in a bank black record with an unfavorable track record of credit history, you can't be a priority customer. This black note records them with bad credit problems until the withdrawal of blank checks. Ensure your name is clean of black records with the discipline of paying credit and maintaining your credit score properly.

Have personal evidence as well as sources of funds according to KYC (Know Your Customer)

The bank will check your desk and source of income as a form of verification and your integrity as a person. Usually banks apply this when customers want to carry out loans, when you apply for priority programs, banks will also hold KYC.

Have a certain amount of deposit or asset funds

Own assets and deposits as much as required from the results of the work, not from bank loans. If your assets are loan proceeds, then the request to become a priority customer cannot be processed.

Benefits Of Being A Priority Customer

1. No need to queue

2. Get discounted prices up to low interest rates

3. Personal banking service

4. Gifts

5. Safe deposit box facility.

So after knowing what priority customers are, see other interesting news on VOI, it's time to revolutionize news!