Let's Be Actively Involved In Many Culinary Festivals To Continue Encourage MSME Actors To Use QRIS

, Co-Founder and CMO from PT Yukk Kreasi Indonesia, Agustino. (Didi Kurniawan/VOI)

JAKARTA - Since its official launch by Bank Indonesia on August 17, 2019, QRIS (Quick Response Code Indonesian Standard) has become one of the favorite payment methods for Indonesians.

The number of people who use QRIS continues to grow along with the increasing number of traders who make QRIS one of the payment methods. This is because this payment channel makes the transaction process faster, easier, and of course safer. Until last April 2023, according to Bank Indonesia records, the number of micro, small and medium enterprises (MSMEs) using QRIS as a payment method has increased to 25.4 million merchants (traders). An increase of more than 1 million merchants compared to the previous year which reached 23.97 million merchants as noted by the Association of Indonesian Payment Systems (ASPI). Bank Indonesia's target is 45 million MSMEs using QRIS this year. The increasing number of merchants using QRIS and the increasing public interest in QRIS has increased the value and volume of transactions through QRIS. Throughout 2022, according to ASPI records, transactions through QRIS reached 1 billion transactions with a transaction value of more than Rp100 trillion.

Until February 2023, according to Bank Indonesia data, the transaction value through QRIS was recorded at IDR 12.28 trillion with a transaction volume of 121.8 million transactions. In an effort to meet the target of 45 million MSMEs using QRIS this year, Bank Indonesia synergizes with various related parties to promote QRIS to remote areas. Payment system service providers (PJSP) are supported and encouraged to expand the acceptance of payment systems with QRIS to the public and traders. And MSME players are encouraged to use QRIS as a payment method in order to compete in this increasingly rapid digital industry. PT Yukk Kreasi Indonesia takes part in efforts to expand the acceptance of payment systems with QRIS, both to the public and to traders. One concrete step taken by PT Yukk Kreasi Indonesia is to be actively involved in various culinary festivals. We are involved in various festivals, one of which is culinary festivals, because we support MSME players to advance and develop. With QRIS, they will definitely be more advanced and more competitive in this digital economy. Why? Because transactions with QRIS are much easier, safer, and of course faster, "said Agustino, Co-Founder and CMO from PT Yukk Kreasi Indonesia, Saturday, July 22.

Dengan layanan YUKK Payment Gateway, PT Yukk Kreasi Indonesia mendukung sekaligus mendorong para pelaku usaha, baik UMKM maupun usaha berskala besar, untuk terjun ke dalam ekosistem digital. Pasalnya ekonomi digital diprediksi menjadi pendorong pertumbuhan ekonomi nasional. Pada 2025 mendatang, ekonomi digital di Indonesia diproyeksikan tumbuh 20 persen dari tahun 2021 menjadi 146 miliar dolar AS.“Ini adalah peluang sekaligus tantangan. Apakah kita bisa? Pasti bisa. Kita punya banyak UMKM. Kita juga punya infrastruktur yang mumpuni. Kami, PT Yukk Kreasi Indonesia, terlibat dalam transformasi digital ini dengan menyediakan layanan yang kami yakin bisa sangat mempermudah para pelaku usaha untuk mengembangkan bisnis. Kami menyediakan berbagai saluran pembayaran, mulai dari QRIS hingga virtual account,” tegas Agustino.