Criteria For Accidents Borne By Jasa Raharja And Those Who Don't And How To Submit Claims

Illustration of traffic accidents (Freepic)

YOGYAKARTA Did you know that people who experience traffic accidents will receive insurance from Jasa Raharja? However, not all will get it. Jasa Raharja's accident must meet certain criteria and requirements to get financial assistance.

As is known, Jasa Raharja is a state company that has various tasks, one of which is being responsible for managing traffic accident insurance that occurs in Indonesian territory.

Thus it can be concluded that one of Jasa Raharja's duties is to provide insurance to accident victims, both injured and dead.

To the injured victims due to an accident, Jasa Raharja will pay the bill for the victim who is being treated at the hospital. Meanwhile, Jasa Raharja will provide compensation to the heirs of the accident victim provided that Jasa Raharja will wait for the issuance of a death certificate for the accident victim issued by the official hospital.

The types of accidents borne by Jasa Raharja include public transportation accidents, private vehicle accidents, and pedestrian accidents. However, it must be noted that not all accidents can be borne.

In general, the criteria for traffic accidents guaranteed by Jasa Raharja are dual accidents involving two or more vehicles. Meanwhile, the criteria for accidents that Jasa Raharja does not bear are accidents caused by negligence itself.

For vehicle drivers who are involved in accidents but are the cause of the accident of two or more motorized vehicles, the driver or passenger of the vehicle is not buried in Law No. 34/1964 in conjunction with PP No. 18/1965. The victims included are pedestrians or motorized vehicle drivers/passengers who deliberately break through the active train gate.

People involved in traffic accidents can submit insurance claims to Jasa Raharja by preparing the following requirements.

You can ask for a certificate of the accident that was taken care of at the Lakalantas Unit of the local Police or at the Polres which oversees the area where the accident occurred. This letter can be taken care of alone. If the accident is severe enough, the management of this letter can be done by sending representatives.

Victims of traffic accidents are also required to make a health certificate or death issued by the hospital where the victim is being treated or referred. This letter is one of the requirements for Jasa Raharja's insurance claim document which explains the condition of the latest accident victim.

Victims or representatives of traffic accident victims are expected to come to Jasa Raharja's office to apply for compensation. The form that must be filled in is a form of applying for compensation, a short accident certificate form, and a victim's health form. Especially for the deceased victim, representatives are expected to bring an heir's certificate.

Victims who wish to apply for insurance claims must have original personal documents such as Family Cards (KK), Identity Cards (KTP), as well as Marriage Certificates. This identity letter will be requested when processing a compensation application form.

After all the terms and procedures have been met, the victim is waiting for disbursement from Jasa Raharja. The amount received is also adjusted to the applicable rules.

The amount of compensation provided by Jasa Raharja varies depending on the condition of the victim, which is as follows.

In addition to information related to accidents borne by Jasa Raharja, visit VOI.ID for other news updates.