BSI Records Fee Based Income From BSI Mobile Reaches IDR 64 Billion In The First Quarter Of 2023

Photo: Doc. Antara

JAKARTA - PT Bank Syariah Indonesia (BSI) Tbk recorded a fee based income BSI Mobile reaching Rp64 billion or grew 5 percent year on year (yoy) throughout the first quarter of 2023.

"BSI digital services are packaged in BSI Mobile which is designed as a one-stop solution as a financial friend, social friend and spiritual friend," said President Director of PT Bank Syariah Indonesia Tbk (BSI) Hery Gunardi in an official statement, quoted from Antara, Friday, April 28.

According to him, this method has proven effective where currently the number of BSI Mobile users has reached 5.18 million users, an increase of 37 percent yoy. This number continues to increase along with the prevalence of the community with a sharia lifestyle.

He is optimistic that the opportunity for the Islamic economy to become a market leader is very large, plus the market potential is starting to see that Islamic banking is competitive, resilient to shocks.

Support from digitalization that makes it easier for people to interact with Islamic banks to become an important opportunity that needs to be utilized when involved in the Islamic economic sector.

"In the near future, BSI is exploring cooperation with a number of stakeholders so that Islamic financial instruments can be adopted and elaborated with other financial institutions," said Hery.

For the company's 2023 target and strategy, BSI remains focused on the business lines that are proven to have a positive impact, including consumers, wholesales, and micro, small and medium enterprises (MSMEs).

As of March 2023, BSI has distributed sustainable financial financing with a value of IDR 51.46 trillion or 24.13 percent of BSI's total financing.

In addition, his party also carried out a Green Economy with a Bottle/ Reverse Vending Machine Disposal Program.

In 2022, the installation of this machine is located at 23 locations in Jabodetabek and Bali. Until the first quarter of 2023, there were an additional 10 installation locations with an estimated carbon footprint reduction of 21 tons of CO2.

In terms of implementing environmental, social, and governance (ESG) principles, BSI continues to implement green economy and a sustainable economy implemented through various socioeconomic programs. For example, BSI Village, which amounts to 10 villages throughout Indonesia with 3,066 beneficiaries with a total distribution of IDR 5.4 billion.

Then one of the spiritual programs, one of which is the Mosque Management and Innovation Program and the Da'i Program with a total distribution of IDR 2.6 billion.

"BSI also has scholarship programs and public health assistance with a total distribution of Rp. 10.8 billion and Charity & Environment in the form of environmental programs (distribution of plastic waste), disaster assistance and other social assistance programs with a total distribution of Rp. 14.4 billion," he said.

The distribution of zakat has also been carried out by BSI in 2022 amounting to Rp173 billion consisting of corporate zakat and employees to the National Zakat Agency (BAZNAS) at the State Palace, Jakarta.

The value of this company's zakat is the largest in Indonesia. With this increase in zakat contribution, BSI as the largest Islamic bank in Indonesia can increasingly provide more value for the community and zakat recipients according to the asnaf," said Hery.