PT Bank Muamalat Indonesia Tbk has prepared Rp630 billion in cash to meet the needs of the community during the 2024 Christmas and 2025 New Year (Nataru) holidays.
"We continue to provide cash availability. During this holiday period, we have prepared around Rp630 billion in cash," said Director of Bank Muamalat Karno in a statement in Jakarta, quoted from Antara, Monday, December 23.
Karno said the allocation of funds includes Rp400 billion for branch offices and Rp230 billion for ATM machine needs.
According to him, the surge in transactions during the holiday period will mostly occur in digital transactions. Currently, more than 92 percent of the bank's customer transactions have switched to digital channels. Ease, speed and security factors are the main reasons behind the shift in trends.
The transition is also reflected in the growth of digital transactions at Bank Muamalat which reaches around 21 percent year on year (yoy) as of the end of November 2024.
"Now make payments, purchases or transfers can directly use mobile banking Muamalat DIN. So the need for customers for branch offices has begun to decrease," he said.
The bank has also alerted an operational team to ensure that digital channels run smoothly in anticipation of an increase in transactions during the holiday period.
BACA JUGA:
During the joint leave and holiday period on December 25-26, 2024 and January 1, 2025, all Bank Muamalat branch offices in Indonesia are not operating. Meanwhile, 1 bank branch office in Kuala Lumpur, Malaysia will continue to operate on December 26, 2024.
Currently, the bank has 564 ATMs spread across various regions of the country, and has been connected to more than 81,000 Joint ATM networks, 69,000 Prima networks, and 14,500 CRM machines.
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