JAKARTA - Celebrating its 24th anniversary which falls on October 2, 2022, Bank Mandiri has reaffirmed its position as the largest bank with consistent overall business transformation. This anniversary is also a momentum for Bank Mandiri to continue its main focus, namely building and contributing to the country's economy.
President Director of Bank Mandiri, Darmawan Junaidi, said the celebration of the 24th Anniversary this time carried the theme "Digital & Contemporary" which reflected Bank Mandiri's long journey to continue to be relevant to developments and trends and community needs through innovation and digital transformation.
“Since its inception, Bank Mandiri has continued to strive to become a major player in the financial industry. This anniversary is a moment for Mandirian to prepare for challenges and grow stronger to provide the best service for the community and customers", he said in Jakarta, Sunday, October 2.
Darmawan added, Bank Mandiri will continue its business transformation to realize these aspirations, one of which is to continue to prepare human resources who are highly competitive and able to prioritize the role of technology and innovation as pillars of business activities.
In addition, to realize comprehensive services, the bank with the gold ribbon logo also continues to sharpen the synergy of its subsidiaries to create an integrated Mandiri Group business ecosystem.
"The main objective of this business transformation is so that Bank Mandiri can continue to provide added value to customers in all segments, and have a positive impact on the economy that can be felt by the community", he added.
As a bank with a core strength in the wholesale business, Bank Mandiri, continued Darmawan, will focus on intensifying value chain business growth based on the customer ecosystem. Not to forget, the regional potential and synergy of subsidiary companies will be a competitive advantage to provide the best and most modern services, as well as encourage consistent and sustainable business growth.
This consistency is realized through solid performance nicks. It was noted that until the end of August 2022, Bank Mandiri as a bank only had managed to record loans of IDR 887.33 trillion or grew 9.89 percent year on year (YoY), in line with the positive economic climate.
As one of the banks that focuses on business development in the wholesale segment, Bank Mandiri's credit rate is also followed by improved performance in terms of wholesale banking. As reflected in the wholesale banking credit, Bank Mandiri managed to record growth of up to 8.36 percent YoY at the end of August 2022.
This achievement is also a trigger for Bank Mandiri to consistently encourage wholesale banking business expansion which is a characteristic of the company's business.
“On its 24th anniversary, Bank Mandiri has reached a mature age. As a bank with the largest wholesale banking market share, we are optimistic that Bank Mandiri can become a wholesale bank with a unique all-arounder ecosystem potential", said Darmawan.
This credit growth is also in line with the growth of third-party funds (DPK) as of August 2022 which reached 11.10 percent YoY to IDR 1,036.65 trillion banks only, driven by an increase in low-cost funds on a bank-only basis which reached IDR 780.5 trillion or grew by 14.81 percent YoY with the composition of low-cost funds reaching 75.29 percent.
The growth of Bank Mandiri's low-cost funds is also inseparable from the presence of two Bank Mandiri digital services, namely the Livin' by Mandiri super app which provides solutions for various transactions and customer lifestyles, and the Kopra by Mandiri super platform which provides business solutions from upstream to downstream.
"As a public company that prioritizes customer needs, Bank Mandiri is committed to continuing to provide leading services, providing the best performance, and meeting the various financial needs of the community", he concluded.
For 24 years, Bank Mandiri has consistently contributed to the people of Indonesia. Bank Mandiri's commitment to continue to provide the best service and performance has received appreciation from various parties, including the Best Bank Award 2022 as Best Bank for Digital Solutions, Best Domestic Bank, and Best Investment Research in Indonesia 2022 from AsiaMoney.
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