JAKARTA - The profit of PT Bank BTPN Syariah Tbk (BTPS) will reach Rp1.47 trillion in 2021. This achievement cannot be separated from the company's steps to encourage ultra-micro financing.
Over the past year, BTPN Syariah recorded a 10 percent growth in ultra-micro financing to Rp10.44 trillion, compared to the same period the previous year of Rp9.52 trillion.
"This growth is also accompanied by maintained financing quality, Non Performing Financing (NPF) is recorded at 2.37 percent," said BTPN Syariah President Director Hadi Wibowo in a statement quoted by Antara, Sunday 27 March.
The Bank also has a strong capital adequacy ratio (CAR) at 58 percent, well above the industry average. Total assets grew 13 percent (yoy) to Rp18.54 trillion from Rp16.44 trillion, and third party funds grew 12 percent (yoy) to Rp10.97 trillion, from Rp9.78 trillion.
Hadi said it was impossible for a bank to record this achievement alone, because this is the support of all parties without exception.
"Really this support makes us determined to continue to provide the best service wholeheartedly. God willing, in 2022 we will continue to work hand in hand in developing and carrying out various strategic initiatives to create opportunities for growth and a more meaningful life for millions of Indonesians," said Hadi.
According to him, for more than a decade, BTPN Syariah has remained focused on serving the poor and productive Indonesian segment.
In serving this segment, the bank always runs a targeted, measurable and sustainable approach to mentoring. This pattern provides the opportunity for the bank to continue to realize its mission of providing opportunities for growth and a more meaningful life for the people of Indonesia.
Going through the second year of the pandemic, he said, banks are increasingly learning to adapt and adapt to customer needs and the times, especially digital technology.
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