JAKARTA – It is reported that Apple has made a beta version of the Apple Pay Later feature, which will be available in advance for testing to more than 80,000 of the company's retail employees in the United States (US).

Announced at WWDC 2022, Apple Pay Later is a buy now, pay later financing option, where eligible customers can split the cost of their purchase into four equal installments.

In fact, customers can pay for it for six weeks without interest or additional fees.

Citing a report obtained by Bloomberg journalist Mark Gurman, when the tech giant's experimental features reach its retail staff, it's usually a sign the service will be released in the near future.

This was proven when Apple Store workers started testing the company's credit cards in 2019 a month before they were available, as quoted from Engadget, Friday, February 10.

Additionally, staff at its HQ visitor center tested the Tap to Pay feature shortly before first-time partner companies like Square and PayPal rolled out support for payment solutions.

The Apple Pay Later feature will be built into the Wallet app on iPhone and iPad. This feature was supposed to arrive with iOS 16, but the company changed its mind and launched a new mobile platform without the feature behind it.

Gurman said at the time that the company experienced significant technical and technical challenges in launching the Pay Later service, which caused delays.

Now, Gurman says Apple is also working with Goldman Sachs Group to offer an option that splits the cost of large purchases into multiple months with interest on top.


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