In 10 Years, The State Only Touches A Small Part Of The Online Judicial Account

Indonesian Audit Watch (IAW) Founder Secretary Iskandar Sitorus (Ist)

JAKARTA - In the last ten years of the 2015 '2025 period, the public has witnessed that millions of banking and non-bank accounts are used by online bookies.

The account functions as a collector, collector, and door for money laundering. However, law enforcement targeting the account has only touched a small part.

Most recently, the Criminal Investigation Unit of the National Police confiscated 865 accounts worth Rp194.7 billion for the January 'May 2025 period, and 811 accounts of Rp154.3 billion in August 2025.

Meanwhile, Polda Metro Jaya arrested 66 suspects for the period May 'July 2024. Followed by the West Jakarta Police confiscated 713 ATM cards and 370 savings books in November 2024.

The Sidoarjo Police in August 2025 also arrested eight perpetrators of buying and selling personal data, for the purposes of opening gambling accounts.

The Secretary of the Founder of Indonesian Audit Watch (IAW) Iskandar Sitorus, said that the umbrella for regulation and legal instruments is very clear. It's just that the state is not serious.

IAW noted, when compared to the total gambling accounts that are predicted to reach millions of active account numbers and dormants, what has been touched by the legal apparatus is only a few percent.

According to IAW, the state remains to carry out legal instruments such as Law number 8 of 2010 concerning Money Laundering, Law on Information and Electronic Transactions (ITE) article 27 paragraph (2) prohibits the distribution of online gambling content and Financial Services Authority Regulation number 8 of 2023 and Presidential Decree number 21 of 2024 concerning the Task Force for the Eradication of Cross-K/L Online Gambling.

"There is an rule, but an effective action. That is what is detected in real terms," said Iskandar, Wednesday, August 27, 2025.

He emphasized that the Supreme Audit Agency for the last 10 years has repeatedly reprimanded the weakness of internal banking control.

The results of the IAW audit, in 2015 '2017 thousands of local government accounts with domestic status, billions of balances were not audited.

Entering 2018-2020, a weak KYC was detected, where an account with a false identity or an identity loan passed.

In 2021 2022 there was a surge in digital accounts without biometric verification, showing the weakness of BI-FAST and QRIS monitoring.

And in 2023 2024 there were 2,115 government agency accounts with a dormant position with a balance of Rp500 billion, 15 cases of fraud by omission by unscrupulous banks passing illegal accounts.

"Audit ini bukti bahwa, pagar utama sistem keuangan berpang dari dalam. Jika temuan ini saja disidik oleh aparat hukum maka jump kinerja kepolisian dan Kejaksaan tentu akan sangat luar biasa," tegasnya.

IAW assessed that although the action was only a few percent, the trend had actually shown a positive impact.

The results obtained by IAW showed a 70 percent decline in transactions after blocking accounts by PPATK in 2025. Likewise, the circulation of funds from IDR 327 trillion in 2023 fell to IDR 28 trillion in the first semester of 2025.

For this reason, IAW requested that the consistency of prosecution be treated and the prosecution of money laundering offenses could become a quantum leap against the reduction of online gambling.

"The existence of millions of online gambling accounts is a symbol of the collective failure of financial authority and law enforcement. Let's continue to block and confiscate it through a court decision. Not inferior to a black capitalism called online gambling," said Iskandar.