Cases Suddenly Transferred Illegal Loans Hit You? Do This Immediately

Illustration of pinjol (Between)

YOGYAKARTA There are cases of suddenly being transferred to illegal loans. This incident can happen to anyone. There is no need to panic when it happens to you, but there are a number of things that need to be done.

The Financial Services Authority (OJK) has tips for people who are victims of the anonymous money transfer mode or from illegal loans.

Chief Executive of the Behavior Supervisory of Financial, Education, and Protection Business Actors of OJK Consumers, Friderica Widyasari Dewi, gave tips for the public when exposed to the mode of anonymous transfer of funds, namely as follows.

The first step that must be taken is to immediately submit a report related to the incident to the banking sector. Report that you do not feel that you are applying for a loan but there is money going into the account.

In addition, it is also recommended to report it to the OJK. Reports can be made by the victim by contacting the Task Force Pasti via contact of 157 or via email of the task force for [email protected].

Reports of money transferred by anonymous funds from illegal loans to block the funds. The public is also advised to know how to report online fraud to the authorities.

When getting transfer funds from an anonymous party even though they did not apply for a loan, customers who became victims were not allowed to use it. Just keep the money in the account. If the money transferred by the loan is used by the victim, whether intentionally or not, it will be considered a debt.

In addition, avoid communicating with debt collectors (DC) or other parties who collect. Usually the collector knows the name and account number of the victim.

As is known, DC collection from illegal loans is usually done online, namely via WhatsApp messages, telephone, or email. Try to ignore these various forms of communication until the problem is handled by related parties. Victims can also block numbers or emails related to illegal loans to minimize intimidation from DC.

The public must have awareness and vigilance about the threat of the Pinjol trap with the mode of transfer of funds without applying for a loan. This mode usually occurs because the victim's personal data, both name, phone number, and account have been leaked and known by illegal loans.

To avoid this mode, there are several tips that can be done by the community, namely as follows.

The public is not advised to borrow from illegal loans. This is because the personal data of customers who borrow funds from online loans has been pocketed so that they can be used for certain benefits.

Avoid visiting suspicious websites or sites that are not known. Currently, there are many modes of fraud or theft of personal data by scam, namely sending links via the WhatsApp application.

OJK itself continues to monitor the existence of illegal lending practices. It is recommended to the public to avoid companies providing illegal loans because it will harm customers in the future. The public is advised to know how to distinguish legal and illegal loans according to the OJK.

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