Cak Imin: Strange, Pinjol Doesn't Use Terms Then Why Can't The State Provide Non-State Loans

Vice Presidential Candidate Muhaimin Iskandar/DOK IST

JAKARTA - Vice Presidential Candidate (Cawapres) Muhaimin Iskandar questioned why the state cannot provide loans without guarantee requirements to people in need.

Muhaimin said that many online loan applications (pinjol) in Indonesia recognized by the Financial Services Authority (OJK) could provide unconditional loans (agunan), but the state could not even do it to make it easier for the community.

"Surprisingly, the loan application does not use the requirements (agunan), then why can't the state provide any loans without conditions for the community?" said the chairman of the National Awakening Party (PKB) in Bandung Regency, West Java, as reported by ANTARA, Wednesday, January 3.

In addition, he emphasized that his party will also take firm action against the loan application that ensnares and terrorizes the public if they are elected to lead Indonesia together with presidential candidate Anies Rasyid Baswedan.

"All borrowed victims will be taken seriously and must be completed completely," he said.

Previously, on Monday, December 18, 2023, Muhaimin stated that the Anies-Muhaimin (AMIN) pair would eradicate illegal online gambling and loans (pinjol) in the afternoon after being sworn in.

According to the man who is often called Cak Imin, the phenomenon of illegal gambling and borrowing occurs because of the large number of people who find it difficult to find work so they look for instant ways to earn money.

Especially for borrowing, actually many people need financial assistance to start a business. However, in reality, many people use this to ensnare the public with unreasonable loan or credit interest.

Negara, lanjut dia, seharusnya menyiapkan skema pinjaman yang normal sehingga masyarakat tidak perlu terjerat penipuan dengan modus pinjaman online.

Therefore, eradicating illegal gambling and borrowing must be fully paid attention to by the president and vice president so that it can be completed to the lowest level, and there is a solution for the community in the future.