People Must Be Aware Of The Importance Of Insurance Amid The Corona Virus Threat

Passengers at Soetta Airport wearing masks. (Irfan Meidianto / VOI)

JAKARTA - The corona virus has now spread to 21 countries and regions around the world since the first case was detected in China in mid-December 2019. The death toll due to the new type of corona virus or novel coronavirus (2019-nCoV) was recorded as 426 people as of Tuesday 4 February.

Respiratory problems, high fever, and shortness of breath are common signs of a corona virus infection. This infection, which is transmitted between animals and humans, and between humans, can cause pneumonia, acute respiratory syndrome, kidney failure, and death.

However, there is no vaccine or drug available to prevent and treat this virus, so people are asked to raise awareness of the importance of insurance protection.

Edy Tuhirman, CEO of Generali Indonesia, said that Generali will be committed to providing claim services for its customers if they are exposed to the corona virus. According to him, Generali will fully guarantee and cover the treatment of customers infected with the corona virus according to policy provisions.

"The first step that the policy holder must take is to ensure that the type of disease is included in the policy coverage and when claiming, the customer must ensure that the policy is active. To speed up the claim process, the policy holder must prepare the necessary documents, the claim is not within the Policy Waiting Period, and use our hospital network for cashless claims, "said Edy in a statement received by VOI, Tuesday, February 4.

He said, although there are a number of policies that provide health service guarantees, customers are asked to prioritize prevention efforts to avoid virus infection. Until now, what the community can do in an effort to prevent the corona virus is to get used to healthy living habits such as always washing hands with water and liquid soap, covering the mouth and nose with a tissue when sneezing or coughing, using a mask, and going to the doctor if health conditions worsen. .

As a life insurance company, Generali has a variety of products and innovations that provide health protection. Even through the Global Medical Plan, Generali provides coverage for health services around the world with a coverage amount of up to IDR 35 billion.

Previously, to provide protection from the risk of the corona virus, PT Prudential Life Assurance (Prudential Indonesia) took the initiative to provide additional protection against the threat of the virus to Prudential Indonesia Policy holders.

Luskito Hambali, Chief Customer & Marketing Officer of Prudential Indonesia explained, as more and more cases of the 2019-nCoV coronavirus infection were reported in Asia, Europe and America, Indonesians should be more vigilant in anticipating the spread of the virus.

"To anticipate if a case of 2019-nCoV corona virus infection occurs in Indonesian citizens, Prudential Indonesia launched an initiative to provide additional protection and various conveniences for customers specifically designed for cases of this virus infection," explained Luskito.

From 28 January to 31 March 2020 (initiative period), all Insured on a Prudential Indonesia policy, both new and existing customers, will automatically receive additional Cash Benefits, in addition to the benefits in the policy, in accordance with the Prudential Indonesia Policy.

If the customer is hospitalized due to the 2019-nCoV coronavirus infection during the initiative period, Prudential Indonesia will provide an additional Cash Benefit of IDR 1 million per day, calculated from the date the customer is hospitalized, for a maximum of 30 days.