BANDUNG - Deputy Governor of West Java Uu Ruzhanul Ulum stated that the 'Kredit Mesra' program in collaboration with the West Java Provincial Government with BJB is a solution to avoid moneylenders. This credit offers money loans quickly without guarantees.
"I hope that the public will soon realize that to get the loan money, now there are products from BJB, Credit Mesra (for) the Prosperous Mosque or Prosperous Communities," said Uu Ruzhanul Ulum while reviewing the construction of a resident's house in Garut Regency, Antara, Friday, September 23.
West Java Governor Ridwan Kamil has launched an intimate credit program in BJB which can be easily and quickly accessed by the community.
According to him, an intimate credit program that has been running can be a solution for people who need fast funds without guarantees, there is no return service, only returning basic loans.
"Mesra can be a solution to deal with people who need fast funds, not long after only 4 days 5 days, a week at the latest, there is no guarantee, no return services, only principal," he said.
The former Tasikmalaya Regent appealed to the public not to be tempted by the offer of money loans from moneylenders because the impact was not good.
He explained that the loan from the loan shark has high interest rates, as experienced by the current residents, the loan is Rp. 1.3 million with a refund interest of Rp. 350 thousand per month, as long as they cannot pay, they are only subject to monthly interest.
"Pinjam uang Rp1,300,000 bukan pengembalian, jasanya Rp350 ribu per bulan, tapi tidak mengurangi pokok, kan sangat luar biasa," katanya.
Uu Ruzhanul Ulum met the family of Law (42) who became victims of his house when it was torn down by moneylenders, as a form of the government's concern for the fate it suffered.
The Banyuresmi sub-district head who accompanied Uu Ruzhanul Ulum, Eti Nurhayati added, his party together with the Garut Branch BJB will carry out mapping of finding residents who need capital assistance through the Mesra Credit program.
"Later, after'mapping', a contract will be held with BJB, residents with BJB, but what must be persistent is that the citizens themselves must have skills," he said.
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