PALU - Deputy Chairperson of the Financial Services Authority (OJK) Investment Alert Task Force (SWI) Wiwit Puspasari, asked residents in all regions in Central Sulawesi (Sulteng) Province to report to SWI if they were trapped and borrowed money from illegal online loans (Pinjol).
"Report it to SWI via email [email protected] for blocking," she said at a coordination meeting on handling illegal investments and illegal lending with the Investment Alert Task Force (Satgas) in Palu City, as reported by Antara, Tuesday, January 18.
Then, she continued, if it is past due and unable to pay, then stop trying to find new loans to pay off old debts.
If you have received unethical billing such as terror, intimidation to harassment, then block all contact numbers that send terror, notify all contacts on your cellphone that if you get a message about illegal borrowing, you should ignore it.
"Immediately report to the police, attach a police report to the collection contact who still appears. Don't access the illegal loan again," she said.
Wiwit explained that the public must know the characteristics of illegal borrowing so as not to be trapped. The characteristics of illegal borrowing that can be identified include not having an official permit, not having the identity of the management, and a clear office address.
"Giving a loan is very easy, you only need to attach a National Identity Card (KTP), a photo of yourself, and an account number. Information on interest or loan fees and fines is not clear, loan interest is not limited, total returns include unlimited fines, requesting access to all data on mobile phones," he explained.
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In addition, illegal borrowings carry out collections by threatening terrorism, humiliation, defamation and the distribution of personal photos or videos.
Illegal Online Loan also does not have a complaint service, offers through private communication channels without permission and the collectors at illegal Online Loan do not have a certification issued by the Indonesian Joint Funding Fintech Association (AFPI) or a party appointed by AFPI.
Wiwit said the total number of illegal loans that have been stopped by being blocked from 2018 to 2021 are 3,734 entities
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