7 How To Report Online Fraud So That Money Returns, Take This Action Immediately

How to report online fraud to return (Photo: Doc. Antara)

YOGYAKARTA - Online fraud is a form of crime in today's era that everyone must watch out for. There are so many victims of online fraud themselves, as well as losses suffered. As an anticipation, you need to know how to report online fraud so that money returns.

Online fraud mode is also increasingly diverse for the purpose of trapping victims. For example, fraud by sending links on WhatsApp, via email messages, fake transactions, and so on. That is why every mobile phone user or digital platform is encouraged to be careful and maintain data security and their activities.

Although there has been a lot of news about online fraud and tips to avoid it, there are still people who are victims. In case the crime targets you, there are several ways to report online fraud so that the money returns that you need to know.

Here are the steps to report online scams that you need to know and remember so you can act if you are the target at any time:

Once you realize that you have become a victim of online fraud, the first step you need to take is to store all transaction evidence. Take a screenshot of payment confirmation, email, and other transaction information. The evidence is very important when reporting incidents of online fraud.

The next step in reporting online fraud is to contact the relevant bank. This action aims to prevent fraudsters from making further transactions or accessing your account information. It is hoped that the bank will immediately block access to your account so that the funds in it remain safe.

The next step is to report an online fraud case to the Financial Services Authority (OJK). The OJK has a special institution called the Investment Alert Task Force (SWI) which handles complaints and reports related to fraud.

In addition to providing information to victims, OJK can take action to block and follow up on online fraud actors. Reports can be submitted through the OJK Submission Form Site or call the OJK phone number in (021) 157.

The Lapor website is an Aspirational Service and Public Complaints platform that acts as a complaint management center related to public services. Reporting fraud via lapor.go.id allows related parties to take further steps in cracking down on fraud perpetrators.

The next step in reporting online fraud is contacting BRTI. BRTI provides channels for the public to report misuse of telecommunications services allegedly related to fraud. Through BRTI, you can submit a complete report on online fraud.

You can also visit the Check Account site to report cases of online fraud. You can find information about suspicious accounts or report accounts suspected of being involved in fraud. Reporting this can help block the account and prevent further fraudulent transactions.

The last step you need to take is to report directly to the nearest police station. By involving the police, fraud cases can be processed through legal channels. Make sure you bring complete evidence and information so that the legal process can run smoothly and provide a deterrent effect for fraud perpetrators.

As a first step if you become a victim of online fraud, immediately report this incident to the authorities such as the police or local law enforcement agencies. In addition, based on the payment method you use, there are several steps that can be taken to seek refunds.

If you use a credit card or debit, immediately contact your bank or card issuer. Report the fraud case and ask for help for fund recovery. Most banks have policies to protect against illegal transactions.

If you make a payment via e-wallet, immediately contact the service provider. Some e-wallet providers have customer protection policies and can help investigate and recover your funds in the event of a fraud.

If you make a bank transfer, immediately contact your bank. Although the process may be more complex than other methods, banks can help investigate fraud and provide clues regarding the steps that need to be taken.

Keep in mind that the fund recovery process can vary depending on payment methods and service provider policies. Therefore, make sure to immediately report this incident and follow instructions from the authorities and your payment service providers.

Those are some ways to report online scams to get money back. Although there is no full guarantee of getting your money back, reporting online scams in the ways above can increase your chances of recovering losses and preventing further fraud. Also read on the increasingly sophisticated mode of online fraud.

Stay up to date with the latest domestic and other overseas news on VOI. We present the latest and updated information nationally and internationally.