Bank Mandiri Disburses KUR Rp25.63 Trillion until July 2026

Photo: File. PT Bank Mandiri (Persero) Tbk (BMRI) 

JAKARTA - PT Bank Mandiri (Persero) Tbk (BMRI) continues to strengthen its commitment in empowering Micro, Small, and Medium Enterprises (MSMEs) as one of the main pillars of the national economy.

The momentum of National MSME Day and welcoming the 81st anniversary of the Republic of Indonesia is an opportunity for Bank Mandiri to emphasize its role as a growth partner for business actors.

The strengthening is carried out through a financing, digitization, and mentoring ecosystem aimed at encouraging more MSMEs to grow and rise in class.

Until July 2026, the distribution of Bank Mandiri's People's Business Loans (KUR) has reached Rp. 25.63 trillion or 62.5 percent of the distribution target throughout 2026.

In the midst of this increased distribution, credit quality remains maintained, reflecting the application of sound risk management and the effectiveness of assistance to business actors.

Bank Mandiri also noted an increase in the number of MSMEs that have succeeded in graduating, namely from January to July 2026, as many as 56,043 debtors have graduated to higher financing schemes.

Meanwhile, in the same period, the company reached 134,682 new debtors to expand public access to productive financing.

Senior Vice President of Micro Development and Agent Banking at Bank Mandiri, Bayu Trisno Arief Setiawan, said that National MSME Day was an opportunity to emphasize that the success of MSME empowerment was not only measured by the amount of funding disbursed, but also by the increasing number of business actors who were able to increase business capacity, expand markets, and rise in class.

"Bank Mandiri believes that MSMEs are the main foundation of the Indonesian economy. Therefore, we are building an ecosystem that supports business actors at every stage of growth, from obtaining access to financing, developing businesses through digital solutions, to being able to increase their business scale. For us, the success of MSMEs is a real indicator that the empowerment carried out has a sustainable impact on the national economy," he said in an official statement on Wednesday, August 12.

As a strategic partner of the government, Bank Mandiri also continues to support various national priority programs to strengthen the MSME sector and this support is carried out through the distribution of productive financing, acceleration of financial inclusion, and digital transformation.

These efforts are strengthened through synergy with ministries and agencies, local governments, business communities, and various stakeholders.

This collaboration is aimed at expanding market access while increasing the competitiveness of MSMEs.

Bank Mandiri assesses that strengthening MSMEs requires a comprehensive approach, so the company integrates access to financing with digital transaction services, payment solutions, and mentoring and empowerment programs so that business actors can develop sustainably.

This commitment is also strengthened through Bank Mandiri's synergy in the Danantara Ecosystem, namely this collaboration is directed to optimize financing for the productive sector, strengthen the resilience of the national economy, and create added value for the community.

In the future, he added, Bank Mandiri will continue to expand collaboration and innovation to accelerate the growth of MSMEs so that more business actors will be upgraded, competitive, and able to contribute more to job creation and national economic growth.