Academy Door: Tokenization of Assets Soars to US $32 Billion in 2026

Photo: Special

JAKARTA - Quoted from Pintu Academy, the education platform of the PINTU application, the asset tokenization sector or Real-World Assets (RWA) is said to have recorded explosive growth. Based on RWA.xyz data as of June 17, 2026, the market capitalization of asset tokenization has reached 32.38 billion US dollars. The figure skyrocketed sharply from only 1.8 billion US dollars at the beginning of 2024. This surge is driven by the massive adoption of global giant financial institutions and the high interest of retail investors in flexible global market access.

Asset tokenization is a digital representation of real-world assets such as US stocks, bonds, or gold issued as tokens on a blockchain network. Each token has a 1:1 value ratio to its original asset. Asset tokenization innovation breaks down traditional investment barriers by providing transaction speeds in seconds, 24/7 non-stop trading, and transparency.

The entry of giant players such as BlackRock, JPMorgan, and Goldman Sachs shows that tokenization is now the foundation of the next generation of financial infrastructure. Research firm McKinsey & Company even projects that the capitalization of this sector will reach 2 trillion US dollars by 2030.

Tokenization of stock assets opens accessibility for retail investors. Currently, stock tokenization (such as Apple or Nvidia shares) and commodities (such as PAXG for gold) are the most sought-after instruments. If previously global stocks or gold bullion required large capital and a complicated bureaucratic process, now investors can buy them easily.

In Indonesia, investment platforms such as the Pintu application have opened access to tokenized assets and allowed investors to buy shares of top US companies and physical gold with capital starting at IDR 11,000. The self-custody system on the blockchain also ensures that investors have full control over their assets without the risk of third-party failure (broker).

Comparison of Asset Tokenization vs. Traditional Shares and Assets:

Aspect

Traditional Assets

Asset Tokenization

Sell-Buy Speed

Depending on the broker, exchange, and market conditions

Instant

Minimum Capital

Height (depending on sheet price and purchase regulations)

Minimum capital (Rp11,000 on the Pintu application)

Trading Hours

US market trading hours

24/7

Storage

Through a broker/custodian

Self-custody in a crypto wallet or stored on a CEX

Transparency

Limited

Verifiable on-chain and on the tokenization platform

Programability

None

Can be moved freely and compatible with the crypto ecosystem (such as Jupiter, Phantom, and Kamino)

In terms of legal certainty, the adoption of tokenization in Indonesia has received the green light. The Financial Services Authority (OJK) has inaugurated its regulatory framework through POJK Number 27 of 2024 and POJK 23/2025, which provides a legal umbrella for domestic investors. In the global arena, institutions such as The Fed and SEC have also given permission for the operation of these assets.

Tokenization of assets is proving to be more than just a short-term crypto trend. This technology is slowly but surely rebuilding the global investment infrastructure layer, combining the stability of real-world assets with the efficiency of blockchain technology. This RWA tokenization sector is one of the most promising sectors in the crypto asset world.

However, analysts remind that this instrument is not free from risk. Investors must be aware of the potential for bugs or exploits in smart contract programs, the transparency risk of physical asset custodians, and liquidity risk during trading hours.