JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI recorded a sustainable financing portfolio of IDR 197 trillion throughout 2025.
This value is equivalent to 22 percent of BNI's total credit, marking the strengthening of the company's role in encouraging financing that is in line with the principles of sustainability and long-term risk management.
Deputy President Director of BNI, Alexandra Askandar, said BNI's sustainable financing portfolio was channeled to various strategic sectors, ranging from micro, small, and medium enterprises (MSMEs), renewable energy, natural resource management and land use, to water and waste management.
"This achievement reflects BNI's commitment to encouraging business growth in line with the principles of sustainability," said Alexandra in a written statement.
Throughout 2025, BNI will strengthen the implementation of sustainability through three Sustainability Pillars contained in the ESG Blueprint, namely Sustainable Finance, Corporate Sustainability, and Inclusion & Resilience.
The three pillars integrate the ESG framework with BNI's five sustainability pillars as the foundation for the implementation of the principles of Environmental, Social, and Governance (ESG) comprehensively across all business lines.
In terms of financing, BNI continues to expand its sustainable portfolio through the development of a Sustainability-Linked Loan (SLL) and green financing scheme.
This scheme is designed to encourage the improvement of the debtor's ESG performance while supporting efforts to reduce emissions towards the Net Zero Emission target in 2060.
BNI's sustainable financial commitment is also reflected in the issuance of a Sustainability Bond worth IDR 5 trillion in 2025 which obtained an idAAA rating, as well as a Green Bond of IDR 5 trillion in 2022.
The proceeds from the issuance of the instrument will be allocated for environmentally and socially conscious financing in accordance with national and international standards.
In addition to financing, BNI strengthens its advisory role to debtors in the transition process to sustainable business practices.
The Company launched the ESG Advisory Playbook for the palm oil subsector - making BNI the first bank in Indonesia to compile the guide - and providing technical assistance to debtors in the AFOLU sector, construction and real estate, and transportation and logistics for the implementation of the Indonesian Sustainable Finance Taxonomy (TKBI).
On the operational side, BNI implements the Zero Waste to Landfill (ZWTL) concept with the principles of Reduce, Reuse, and Recycle (3R) in five headquarters.
Throughout 2025, the company managed to recycle 611.5 tons of solid waste or equivalent to 100 percent of the total solid waste generated.
"This step is part of BNI's efforts to reduce the environmental impact of its operational activities," said Alexandra.
With this achievement, BNI emphasizes its commitment to continue strengthening the implementation of ESG and Social and Environmental Responsibility (TJSL) as an integral part of its long-term strategy to create sustainable value for all stakeholders. (ADV)
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
