JAKARTA - The Bank Indonesia Consumer Survey in August 2025 indicated that consumer confidence in economic conditions was maintained.
This is reflected in the Consumer Confidence Index (IKK) which is at an optimistic level of 117.2, although lower than the previous month's IKK which was recorded at 118.1.
Executive Director of the Communication Department, Ramdan Denny Prakoso, expressed consumer optimism in August 2025 from consumer confidence in current and future economic conditions that will be maintained at an optimistic level.
"The current Economic Condition Index (IKE) and the Consumer Expectation Index (IEK) were recorded at 105.1 and 129.2, respectively," he wrote in his statement, quoted on Thursday, August 11.
Based on the expenditure group, consumer confidence in August 2025 was at an optimistic level for all groups, with the highest IKK recorded in respondents spending more than IDR 5 million (120.9), followed by respondents spending IDR 4.1-5 million (117.2).
Meanwhile, based on the age group, IKK is at an optimistic level at the majority of age groups, with the highest optimism in the 20-30 year age group.
Spatially, IKK has decreased in most cities surveyed, especially in Semarang, Banjarmasin, and Pontianak. Meanwhile, IKK has increased in a number of cities, with the largest increase in Bandar Lampung, Bandung, and Pangkal Pinang.
As for August 2025, the average proportion of consumer income for consumption (average property to consumer ratio) was recorded at 74.8 percent, lower than the proportion in the previous month, which was 75.4 percent.
Meanwhile, the proportion of installment/debt payment to income ratio in August 2025 was 11.4 percent, higher than the proportion in the previous month, which was 10.9 percent. Furthermore, the proportion of consumer income stored (saving to income ratio) in August 2025 was relatively stable at 13.7 percent.
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Proporsi konsumsi terhadap pendapatan terindikasi menurun pada sebagian kelompok pengeluaran, terutama Rp1-2 juta (76,5 persen ) dan Rp3,1-4 juta(73,9 persen).
Sementara itu, porsi pendapatan untuk pembayaran cicilan mengalami peningkatan terutama juga pada kelompok pengeluaran Rp1-2 juta (9,6 persen) dan Rp3,1-4 juta (12,1 persen).
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The proportion of consumption of income is indicated to decrease in part of the expenditure group, mainly IDR 1-2 million (76.5 percent) and IDR 3.1-4 million (73.9 percent).
Meanwhile, the portion of revenue for installment payments has increased, especially in the expenditure group of IDR 1-2 million (9.6 percent) and IDR 3.1-4 million (12.1 percent).
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