JAKARTA - PT Bank Muamalat Indonesia Tbk has stepped up the distribution of financing for Islamic gold ownership through the Hijrah Gold Solution product.
Thus, customers can get gold financing through Muamalat DIN mobile banking.
This online submission offers a fast, practical, and flexible process.
Bank Muamalat Director Ricky Rikardo Mulyadi said this breakthrough is expected to increase enthusiasm and accelerate the number of new customers who access gold financing by installment at Bank Muamalat.
"Financing gold through Muamalat DIN can be a game changer to market and increase Bank Muamalat's gold financing portfolio. By always applying the principle of prudence, we have equipped this gold financing with insurance as a mitigation of risks due to fluctuations in gold prices," said Ricky, Thursday, January 29.
Ricky is optimistic about gold financing, which is one of the focus of Bank Muamalat's consumer business this year.
Moreover, with the digitization of services to attract young generation customers in the midst of the appeal of gold as a liquid asset and an investment diversification instrument.
For the submission of gold financing through Muamalat DIN, according to Ricky, the process is relatively easy.
After logging in to Muamalat DIN, customers can go to the "Financing" menu and click "Apply for New Financing".
After that, the customer can continue the transaction according to the instructions.
The penetration of the Hijrah Gold Solution product is still very potential.
Bank Muamalat will continue to carry out the inclusion of sharia gold financing and offer it to existing customers and the wider community.
To note, Bank Muamalat has reported significant performance in financing the Hijrah Gold Solution throughout last year.
Until December 2025, financing for the Hijrah Gold Solution jumped 33 times year on year (yoy) with growth reaching IDR 1.1 trillion.
Meanwhile, the number of accounts (number of accounts) also increased sharply by 1,218 percent (yoy) to 24,335 accounts.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
