BRI Ultra Micro Holding Distributes Financing IDR 632 Trillion To 34.5 Million Debtors

Micro BRI Director Akhmad Purwawajaya (Photo: BRI)

Ultra Micro Holding (UMi) consisting of PT Bank Rakyat Indonesia (Persero) Tbk (BRI) as the parent company with PT Pegadaian, and PT Permodalan Nasional Madani (PNM) recorded capital flow of IDR 632.1 trillion until September 2025.

The synergy of the three entities has touched 34.5 million active debtors throughout Indonesia with a total of more than 185 million micro deposits.

Director of Micro BRI Akhmad Purwawajaya emphasized that in the micro segment, BRI continues to carry out business processes reengineering to increase service productivity and efficiency.

These steps include the redesign of the role of micro mantri, increasing Relationship Manager (RM) capabilities, and optimizing digital pipelines through BRIspots," he said, Monday, November 17.

Furthermore, Akhmad explained that the existence of Holding UMi was also proven to increase inclusion and literacy in the bullion service ecosystem or gold bank, where until the end of September 2025 Holding UMi was recorded to have 3.8 million customers with total gold deposits reaching 13.7 tons or growing 66.9 percent yoy. Bullion service and Trending digital application from Pegadaian also helped strengthen BRI Group's position in the national gold ecosystem.

Furthermore, in expanding the reach and providing services that are closer to the community, Holding UMi optimizes a wide network of services that includes more than 15 thousand physical outlets, 1,035 SenyuM outlets ( Ultra Micro Service Centers), 1.2 million AgentBRILink, 687 thousand BRI e-channels, up to 79 thousand marketers and financial advisors from BRI, Pegadaian and PNM spread throughout Indonesia.

As is known, in addition to providing access to capital and expanding access to the gold ecosystem, Holding UMi also actively assists micro business actors in order to be able to advance to class and be competitive. The assistance is carried out through various sustainable empowerment programs, including BUMN Houses, BRILiaN Village, and Business Clusters.

"With an ecosystem that is increasingly solid, inclusive, and sustainable, Holding UMi is optimistic that it can continue to be a driving force for people-based national economic growth," said Akhmad.