Kopdes Merah Putih Mulai Beroperasi, BNI Mencatat Transaksi BNI Agen46 Tumbuh 37,2 Persen

Illustration. (Photo: Doc. Antara)

JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI recorded significant growth in transaction activities through the BNI Agen46 network.

As of September 2025, the number of transactions processed through BNI Agent46 reached 79.81 million transactions, up 37.2 percent on an annual basis (yoy).

BNI Corporate Secretary Okki Rushartomo explained, this is in line with the increasing participation of banks in the Red and White Village Cooperative program/KDMP/KKMP).

"This note is a tangible reflection that BNI's involvement is able to have a positive impact on society as well as strengthen the people's economy. In line with the government's directives through the KDMP/KKMP program, BNI continues to expand the role of BNI Agent46 so that it is closer to the needs of the community," Okki said in a written statement, Friday, October 24.

In addition to recording transaction volume growth, BNI's agency network financial performance also shows a positive trend. Fee Based Income (FBI) from agency services grew 18.9 percent yoy, while Current Account Saving Account (CASA) or agent affiliate account balance increased 39.3 percent yoy to IDR 5.5 trillion.

This achievement, continued Okki, cannot be separated from the network mapping strategy and optimization of Android EDC devices that increase efficiency, speed, and service convenience for agents and customers. As of September 2025, the number of BNI Agent46 was recorded at 226,143 agents, or an increase of 9.1 percent yoy.

"These figures show the significant role of BNI Agent46, not only as the spearhead of the distribution of financial services, but also as a driving force for the growth of low-cost funds and lending of BNI," added Okki.

To strengthen the agency network, BNI is also preparing various innovations, including the self-registration feature through the BNI Agent46 application. This initiative allows prospective agents to register independently without having to come to the branch office, in order to expand the reach and accelerate the new partnership process.