OJK Proposes Closing Of 27,395 Bank Accounts Related To Online Gambling Cases

Illustration. (Photo: Doc. Antara)

JAKARTA - The Chief Executive of Banking Supervision of the Financial Services Authority (OJK) Dian Ediana Rae said that until now, his party has submitted a request to block 27,395 bank accounts as an effort to eradicate online gambling practices.

"Regarding the eradication of online gambling which has a broad impact on the economy and the financial sector, OJK has asked banks to block approximately 27,395 accounts," he said in a statement received by Antara, in Jakarta, Friday, October 10.

He said the figure increased compared to the previous month which was recorded at 25,912 accounts.

Dian said that the blocking was carried out based on data submitted by the Ministry of Communication and Digital Affairs (Komdigi), as well as the results of the OJK development itself.

His party asked banks to close accounts that match the Population Identification Number (NIK) which is indicated to carry out online gambling activities.

In addition, the OJK also encourages banks to conduct an Enhance Due Diligence (EDD) to tighten supervision of suspicious transaction activities.

Meanwhile, regarding the performance of the national banking sector, Dian said, bank credit grew 7.56 percent on an annual basis (year-on-year/yoy) to Rp8.07 quadrillion in August 2025.

The highest growth was recorded on investment credit of 13.86 percent, followed by consumption credit of 7.89 percent and working capital credit of 3.53 percent yoy.

"Furthermore, the banking buy Now Pay Later (BNPL) loan portion was recorded at 0.30 percent of total bank credit and continued to record high growth on an annual basis," said Dian Ediana Rae.

According to a report in the Financial Information Service System (SLIK) of the OJK, as of August 2025, BNPL's credit debit balance grew 32.35 percent yoy to Rp24.33 trillion, with the number of accounts reaching 29.33 million accounts.

In terms of raising funds, Third Party Funds (DPK) grew 8.51 percent yoy to Rp9.39 quadrillion, with a composition of 15.01 percent demand growth, 5.52 percent savings, and 5.73 percent deposits.

Bank liquidity is still adequate, with the ratio of Liquid Equipment to Third Party Funds (AL/DPK) at the level of 27.25 percent, well above the minimum threshold of 10 percent.

The quality of banking assets is also maintained with the gross non-performing loan ratio at 2.28 percent and net NPL 0.87 percent.

Meanwhile, the capital adequacy ratio (CAR) is at the level of 26.03 percent, indicating that national banking resilience is still strong in facing global uncertainty.