JAKARTA - PT Bank Rakyat Indonesia (Persero) Tbk or BRI (BBRI) recorded credit disbursement of IDR 1,416.62 trillion in the first semester of 2025. This figure experienced growth of 5.97 percent yoy and all loan segments recorded positive growth.
BRI President Director, Hery Gunardi, said BRI's credit distribution was still dominated by the MSME segment with a portion of 80.32 percent compared to BRI's total credit, or with a nominal value of Rp1,137.83 trillion.
"This is the company's effort to strengthen the national economic foundation from the lowest level or from the grassroot economy," he said in an online press conference, Thursday, July 31.
He detailed that BRI's micro credit reached IDR 632.82 trillion and consumer credit reached IDR 217.46 trillion. Then retail and medium credit reached IDR 287.54 trillion and corporate loans amounted to IDR 278.78 trillion.
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In terms of raising funds, BRI managed to record a total third party fund of IDR 1,482.12 trillion in the first semester of 2025 or grew 6.65 percent yoy with a composition of low-cost funds or Current Account Saving Account (CASA) of 65.51 percent.
Then the loan to deposit ratio (LDR) was recorded at 84.97 percent.
"This reflects the balance of funding and lending," said Heri.
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