JAKARTA - PT Bank Rakyat Indonesia (Persero) Tbk was recorded to have distributed People's Business Credit (KUR) of IDR 83.88 trillion until the end of the second quarter of 2025. This amount is equivalent to 47.93 percent of the total KUR allocation this year of IDR 175 trillion.
BRI President Director Hery Gunardi said this distribution was carried out while maintaining the quality of financing, as reflected in the ratio of non-performing loans (NPL) maintained at the level of 2.48 percent.
KUR is an important instrument in expanding financial inclusion, especially for MSME entrepreneurs who have been constrained by access to capital. This program is able to encourage increased productivity while creating jobs in various strategic sectors. We believe that targeted financing will strengthen the contribution of the real sector to national economic growth," he said, Thursday, July 24.
He explained that most of the KUR distributed by BRI was allocated to the production sector. It is recorded that around 63.63 percent of the total distribution flows to sectors such as agriculture, fisheries, processing industry, and other production activities.
The agricultural sector itself is the largest absorber with a financing value of IDR 37.11 trillion or around 44.25 percent of the total KUR that has been distributed until the end of June 2025.
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This achievement reflects BRI's commitment to touching essential sectors that have a broad impact on the welfare of the community, including in maintaining food security and strengthening the people's economy.
KUR is not just a financing instrument, but an important step in encouraging MSME entrepreneurs to be more resilient and productive. In carrying out their role as economic drivers at the grassroots, BRI continues to strengthen the capacity of MSME actors through empowerment to expanding market access so that financing will have a real impact on growth and business sustainability," he concluded.
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