PT Bank Negara Indonesia (Persero) Tbk or BNI is ready to maintain the company's positive performance by increasing caution in lending for foreign exchange (varlas), amid the weakening of the rupiah exchange rate against the US dollar.
BNI Corporate Secretary Okki Rushartomo said the company had and would continue to implement strict risk mitigation measures to reduce the negative impact of global economic dynamics.
"BNI periodically continues to implement strict risk management, one of which is by conducting a stress test of macroeconomic conditions including exchange rate movements in order to anticipate that it does not have an impact on asset quality," Okki said as quoted on Thursday, April 10.
According to Okki, in the midst of fluctuations in the current rupiah exchange rate, BNI is more careful in channeling foreign exchange loans where credit is given more aimed at debtors who have natural hedges in their business model.
Regarding the condition of foreign exchange liquidity, Okki continued, liquidity in the US dollar is still at a very adequate level.
"BNI maintains adequacy of liquidity above the ratio set by regulators," he said.
Currently, the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) ratios of BNI variants are recorded at 151.72 percent and 135.13 percent, respectively, well above the minimum limit set by regulators. Loan to Deposit Ratio (LDR) also remains in the corridor set by management.
SEE ALSO:
-
| EKONOMI
Rupiah Diprediksi Lesu di Tengah Pasar Berhati-hati dengan Tarif Dagang AS
10 April 2025, 08:28
In addition, BNI has a liquid device position in the form of a US Dollar that is sufficient and maintained at a higher level than the bank's internal risk appetite.
With disciplined risk management and strong liquidity positions, BNI is optimistic that it can maintain performance stability and support national economic growth in the midst of challenging global market conditions.
"This reflects BNI's readiness to deal with potential liquidity pressures that may arise due to the dynamics of the global exchange rate," said Okki.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
