JAKARTA - PT Bank Central Asia Tbk (BBCA) posted a net profit of IDR 54.8 trillion or grew 12.7 percent throughout 2024.

Just so you know, in 2023 BCA recorded a net profit of IDR 36.4 trillion.

BCA President Director Jahja Setiaatmadja detailed that BCA's net interest income (NII) grew 9.5 percent yoy to IDR 82.3 trillion in 2024.

Income other than interest rose 10.2 percent yoy to IDR 25.2 trillion, bringing the total operating income of IDR 107.4 trillion, an increase of 9.7 percent yoy.

Meanwhile, BCA's provision fee was recorded at IDR 2 trillion. BCA's non-performing credit ratio (NPL) is maintained at 1.8 percent in 2024.

"BCA is grateful for the trust of customers and the support of the government and authorities, so that the company is able to pass 2024 solidly and make a positive performance," Jahja said in a virtual press conference, Thursday, January 23.

BCA also recorded total credit growth of 13.8 percent yoy to Rp922 trillion. BCA credit growth was followed by the maintenance of the company's financing quality.

Meanwhile, BCA's loan at risk (LAR) ratio improved to 5.3 percent in 2024, compared to 6.9 percent in 2023.

Furthermore, the distribution of financing as of December 2024 was supported by corporate loans, which grew 15.7 percent yoy, reaching IDR 426.8 trillion, driven by various sectors.

Commercial loans rose 8.9 percent yoy reached IDR 137.9 trillion, and SME loans grew 14.8 percent to reach IDR 123.8 trillion.

Meanwhile, the total portfolio of consumer loans rose 12.4 percent yoy touched IDR 223.7 trillion, supported by KKB which increased 14.8 percent yoy to IDR 65.3 trillion and KPR 11.2 percent yoy to IDR 135.5 trillion.

"Outstanding another consumer loan whose credit card majority grew 12.8 percent yoy to Rp22.9 trillion," continued Jahja.

Credit disbursement to sustainable sectors grew 12.5 percent yoy to IDR 229 trillion as of December 2024, contributing up to 24.8 percent to the total financing portfolio.

One of these achievements is supported by electricity motor vehicle loans, which rose 84.2 percent on an annual basis, reaching IDR 2.3 trillion.

"BCA also disburses loans related to sustainability or Sustainability Linked Loan (SLL) reaching Rp1 trillion, the value has increased 3 times on an annual basis," said Jahja.


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