BSI's Total Assets Increase 15.1 Percent To IDR 361 Trillion In Semester I 2024

Photo: Doc. Antara

JAKARTA - President Director of PT Bank Syariah Indonesia Tbk (BSI) Hery Gunardi said that the company's financial performance in the second quarter of this year was quite solid with total assets increasing by 15.1 percent year-on-year (yoy) to Rp361 trillion.

"In the second quarter of 2024, BSI's financial performance can grow above industrial growth with very healthy and good quality. It can be seen that BSI's assets grew by 15.1 percent on an annual basis to Rp361 trillion," said Hery Gunardi in Jakarta, quoted from Antara, Monday 2 September.

When describing the performance of BSI in the second quarter of 2024 which has been audited, he said that the number of assets also increased year-to-date (ytd) by 2.07 percent.

His party also noted that the third party funds (DPK) managed by the company grew by 17.5 percent yoy to Rp297 trillion.

The growth in the DPK was supported by an increase in the amount of low-cost funds or current account saving accounts/CASA in the second quarter of 2024 by 21.65 percent yoy to Rp184 trillion.

Most of the low-cost funds were recorded to have come from savings products, which amounted to Rp129 trillion, which grew 16.09 percent yoy.

"This Rp129 trillion savings brings BSI to become the bank with the number five largest savings in the industry," he said.

The company's positive performance can also be seen from the quality of the disbursed financing. Hery said that financing grew by 15.99 percent yoy to Rp257 trillion.

Although the distribution of financing grows in double digits, his party noted that the gross Non-Performing Financing (NPF) ratio as of June 2024 can be maintained below 2 percent, which is 1.99 percent.

"Of course these good parameters, ranging from asset growth, growth of third-party funds, growth of financing, and our ability to encourage CASA growth and also better savings, this also has an impact on our bottom line," said Hery.

He said that the company's bottom line, or net profit, recorded a growth of 20.28 percent in June 2024.

Dan (the amount of net profit) ini mungkin merupakan pertumbuhan terbesar di industri perbankan. Saat ini (laba bersih) kami sudah mencapai angka Rp3,39 triliun, imbuhnya.