Moeldoko: Tapera Not Cut Salaries Or Contributions, But Savings

Presidential Chief of Staff (KSP) Moeldoko. (Photo: Doc. ANTARA)

JAKARTA - Presidential Chief of Staff (KSP) General TNI (Ret.) Moeldoko emphasized that the Public Housing Savings (Tapera) program is not a salary cut fee but a savings that is required by law (UU).

Meanwhile, Tapera is regulated in Government Regulation (PP) Number 21 of 2024 concerning amendments to Government Regulation Number 25 of 2020 concerning Public Housing Savings (Tapera).

"So I want to emphasize that this temper is not a pay cut or contribution, but this Tapera is a savings. In the law, it is mandatory, there is a law that says it requires," he said at a press conference at the Presidential Staff Office, Jakarta, Friday, May 31.

Moeldoko said that for workers who already have a house, the savings can be disbursed into cash when they retire.

"But what form for those who already have a house? Do we have to build a house? We discussed it inside, later in the end when he retires, it's finished, it can be withdrawn in the form of money or with the maturation that occurs," he explained.

Moeldoko also said that this Tapera is an extension of the Civil Servant Housing Savings Advisory Agency or Bapertarum which was previously specifically for ASN or Civil Servants.

Furthermore, Moeldoko explained that the government decided to expand its reach because it reflected on the backlog problem that occurred. He said, as many as 9.9 million people do not currently have a home.

"For this reason, the government is thinking hard to understand that the number of salary increases and inflation rates in the housing sector is not balanced. For this reason, there must be hard efforts so that in the end people can do it even though inflation occurs, but can still have savings for the construction of their houses. That's actually what they think, "he explained.

The amount of savings for Tapera participants set is 3 percent. Divided by 0.5 percent is borne by employers, and 2.5 percent must be paid by workers through salary cuts.

Regarding this, Moeldoko said the government would intensify communication and dialogue with the community and the business world. He said there was still time to have a dialogue before this rule was actually implemented in 2027.

"We still have time until 2027, so there is an opportunity to be consulatic, don't worry," he said.