Bank Muamalat Aims For Hajj Savings Growth Of Up To 15 Percent

Illustration (Photo: Doc. ANTARA)

JAKARTA - PT Bank Muamalat Indonesia Tbk spurs the growth of low-cost funds by targeting a 15 percent growth in Hajj savings by the end of this year.

Bank Muamalat SEVP Retail Banking Dedy Suryadi Dharmawan said the public's interest in saving Hajj at Bank Muamalat was very high.

This can be seen from the total new registrants during the first three months of this year which increased by around 123 percent compared to the same period last year.

"We are aggressively driving the growth of Hajj savings this year by launching a number of new product variations and cooperation. Through this strategy, we are optimistic that Hajj savings can grow 15 percent compared to last year," he said, Thursday, May 30.

Dedy said, Bank Muamalat prepared savings products for registration planning and payment of Hajj.

An example is savings in the form of rupiah currency and the United States (US) dollar.

In addition, there will be savings products that will be packaged (bundling) with bancassurance.

Cooperation with educational institutions such as schools and universities as well as aggregator partners for the acquisition of Hajj savings with attractive packages will also be increased.

The iB Hijrah Hajj Savings at Bank Muamalat can be opened online through the Muamalat DIN mobile banking application using the Account Open feature.

In addition, the payment of the initial deposit portion of the hajj can also be done by opening the Jamaah Hajj Savings Account (RTJH) through the Hajj Bank feature in Muamalat DIN.

As of March 2024, the number of customers who opened RTJH through Muamalat DIN has reached more than 8,000 people.

Customers who register the hajj portion will be equipped with Ihram debit cards that can be used for transactions in the Holy Land.

This card can be used at ATM machines owned by Bank Al Rajhi which are spread across Makkah, Madinah and Jeddah and there are Indonesian-language transaction options available.

In addition to the ease of planning for Hajj through the iB Hijrah Hajj Savings, he continued, Bank Muamalat is also aggressively campaigning for the #HajianakBest program to encourage the preparation of the child's hajj as early as possible.

This program is in line with the 'Junior Hajj' movement launched by the Hajj Financial Management Agency (BPKH) which is the Controlling Shareholder (PSP) of Bank Muamalat.

"The 'Junior Hajj' Movement aims so that the young Muslim generation in the country can start planning the cost of the pilgrimage early, so that they can carry out the pilgrimage at an age and physically that is still prime," concluded Dedy.