BI: QRIS Service Fees Of 0.3 Percent Charged To Traders, Not Consumer Borne

QRIS (Photo: dock. Antara)

SAMOSIR - Bank Indonesia (BI) revealed that the service fee or Merchant Discount Rate (MDR) QRIS is 0.3 percent charged to traders, not to buyers.

Performance Manager at the BI Payment System Policy Department (DKSP) Elyana Widyasari said that service costs were imposed on traders by Payment Service Providers (PJP) and traders not to charge consumers or buyers with service fees.

"Charge (0.3 percent) should not be worn by consumers. For example, if there are merchants who charge it, they can be notified to the organizers," said Elyana in a discussion on the Latest Economic Developments and BI Policy Mix Response, in Samosir Regency, North Sumatra, Sunday, April 28.

Elyana said the fee set was affordable so as not to charge traders, the QRIS rate of 0.3 percent only applies to transactions of more than IDR 100,000.

According to Elyana, consumers can report if there are naughty sellers by charging MDR rates to consumers through PJP.

"Although the costs are still there, they are still trying to be affordable. But this is not charged with consumers but merchants. For example, if there are merchants who charge them, they can be notified to the organizers," he said.