BTN Targets Financing 1,500 Houses In Bengkulu

Illustration. (Photo: Doc. Antara)

JAKARTA - PT Bank Tabungan Negara (BTN) Bengkulu branch targets financing of 1,500 houses through subsidized Home Ownership Loans (KPR) in the region in 2024. "The target for subsidized mortgage financing in Bengkulu Province in 2024 is 1.5 thousand housing units for the community," said Branch Manager of BTN Bengkulu Branch Endra Wijayanto in Bengkulu City, quoted from Antara, Monday 4 March. The target is set, because during January to December 2023 BTN Bengkulu Branch has helped subsidized mortgage financing for the community as many as 1,500 units. "We are optimistic to exceed the target cause, during the last two months to be precise in January and February 2024 we have assisted 500 units for subsidized KPR," he said. Therefore, Endra appealed to low-income people (MBR) who want to have a private home to utilize subsidized KPR financing at BTN Bengkulu Branch. Because, BTN is a government-owned bank that focuses on subsidized housing and is ready to serve the needs of the community as well as help disbursing subsidized housing loans. Endra, for residents who want to apply for KPRs, it is recommended to conduct surveys to several other housing locations such as housing prices, facilities in residential environments, and credit time-term based on financial capabilities. Equivalently, the requirements for filing subsidized mortgage financing at BTN Bengkulu branch are filling out credit application forms, attaching electronic population card photocopies (KTP), family card photocopies, photocopies of tax mandatory main numbers (NPWPs). Then a photocopy of health BPJSs, photocopies of marriage certificates or unregistered certificates, photocopies of savings on behalf of applicants on BTNs, home ordering certificates (SPRs), housing stamps, Sikesap attachments as well as other required documents.

Diketahui, berdasarkan data, minat pembelian terhadap rumah dengan tipe 70 menguat signifikan dari 6,61 persen pada September 2021 menjadi 11,97 persen pada September 2023.Sementara tipe 45 naik dari 3,40 persen menjadi 8,96 persen dan tipe 36 naik dari 5,39 persen menjadi 8,40 persen pada periode yang sama.Direktur Consumer and Commercial Lending BTN Hirwandi Gafar menerangkan, meningkatnya jumlah pembelian rumah dikarenakan adanya stimulus fiskal PPN DTP untuk KPR dengan dana Rp2 miliar yang disediakan sejak 2021.