Bank DKI And Fidac Innovation Technology Collaboration, Present Ease Of Credit Distribution For ASN

Photo: Doc. Bank DKI

Presenting convenience to ASN throughout Indonesia in submitting consumer credit, Bank DKI together with Fidac Innovation Technology agreed to collaborate through cooperation in lending with a channeling scheme through peer to peer lending.

The momentum of this collaboration was realized at the 'Landmarking of Cooperation Agreements between Bank DKI and PT Fidac Innovation Technology (Fidac) on Multi Guna Credit Distribution with the Channeling Mechanism through Peak to Peak Platform' which was signed by the Director of Retail & Sharia Bank DKI, Henky Oktavianus and Director of PT Fidac Innovation Technology, Harry Fardan Zaini in Jakarta, Wednesday 10 January. "Through this collaboration, Bank DKI collaborates with Fidac as a loan dealer (channeling agent) for lending to prospective debtors, according to the terms and conditions set by Bank DKI," said Director of Retail & Syariah Bank DKI, Henky Oktavianus.

On a separate occasion, the Director of Technology & Operations and Acting (Plt.) President Director of Bank DKI, Amirul Wicaksono, said that the collaboration that was built across financial services was to coincide with the momentum of technological disruption, marked by the easier for the public to access financial services through digital applications.

"The collaboration with Fidac is expected to encourage the acceleration of Bank DKI's business, especially in achieving the Multipurpose Credit (KMG) market target for ASN," said Amirul.

Vice President of Bank DKI Consumer Credit Group, Zulfikryshah said that with this collaboration, Bank DKI can distribute KMG facilities more widely to ASN throughout Indonesia.

"This is in line with one of the consumer credit development strategies carried out through expanding the target of giving KMG," said Zulfikryshah.

PT Fidac Innovation Teknologi sendiri merupakan perusahaan financial technology (fintech) yang telah ditandiri sejak tahun 2017 dan memiliki kantor operasional di Jakarta serta kantor cabang lainnya yang tersebar di seluruh Indonesia. Melalui aplikasi DUMI yang dapat diunduh melalui Playstore, Fidac juga telah bekerja sama dengan Badan Kegawasan Negara (BKN) dalam komitmennya memfasilitasi layanan pinjaman finansial berbasi teknologi bagi ASN di seluruh Indonesia.

Furthermore, the Director of PT Fidac Innovation Technology, Harry Fardan Zaini, said that the channeling scheme built by both parties in addition to encouraging business achievements, also encourages economic growth through fulfilling the financing needs for ASN.

"This cooperation started in a good 2024, Bank DKI's support has further strengthened financial inclusion through the Dumi platform among ASN. Apart from being present in 30 regions of Indonesia, Fidac has also expanded the reach area to Kalimantan and Maluku," said Harry Fardan Zaini, Director of PT Fidac Innovation Teknologi.

Bank DKI Corporate Secretary, Arie Rinaldi added, the collaboration between Bank DKI and Fidac is a joint collaboration effort in developing business, especially in lending, in line with the digital transformation that Bank DKI continues to carry out, and supports the goal of realizing Jakarta as a global city in 2024.

"Bank DKI is fully committed to taking on the role of realizing Jakarta as a global city, which is part of the integration of the transnational economy through the development of digital-based banking service solutions for the community," said=r Arie.