Maximize The Potential Of Hajj And Umrah Ecosystems, Bank Muamalat Prepares A Number Of New Products

Illustration (Photo: Doc. Antara)

JAKARTA PT Bank Muamalat Indonesia Tbk spurs the growth of Hajj savings and plans to launch a number of product variations and cooperation will only be intensified this year.

Bank Muamalat SEVP Retail Banking Dedy Suryadi Dharmawan said his party would prepare new products for Hajj registration savings and Hajj payments. An example is savings in the form of rupiah currency and US dollars.

In addition, there will be savings products that will be packaged (bundling) with bancassurance.

The PIonic bank of sharia will also boost cooperation with educational institutions such as schools and universities as well as as aggregator partners for the acquisition of Hajj savings with attractive packages.

"With these various initiatives, we are targeting Hajj savings to grow more than 15 percent this year, or more than double compared to last year's growth," he said in a statement to the media, Wednesday, January 10.

Dedy explained, as a pioneer of Islamic banks in the country owned by the Hajj Financial Management Agency (BPKH), his party wants to maximize the potential that exists in the Hajj and Umrah ecosystem.

In addition to the ease of planning Hajj through the iB Hijrah Hajj Savings, Bank Muamalat is also aggressively campaigning for the #HajiAnakexcitement program in order to encourage the preparation of the child's hajj as early as possible.

Furthermore, customers who register the hajj portion at Bank Muamalat will be equipped with Ihram's Shar-E debit card which can be used for transactions in the Holy Land. This card can be used at ATM machines owned by Bank Al Rajhi which are spread across Makkah, Medina and Jeddah and there are Indonesian transaction options available.

In addition, Ihram's Shar-E debit card with the VISA logo can also be used for transactions at ATM and Electronic Data Capture (EDC) machines with the VISA/Plus logo in Saudi Arabia.

As for prospective pilgrims whose departure time is still long but want to go to the Holy Land immediately, Bank Muamalat provides special Hajj and Umrah financing products.

Previously, Bank Muamalat had carried out digital transformation where registration of hajj portion could be done online through mobile banking Muamalat DIN without having to come to the branch office. Combined with the Haji Pintar application belonging to the Ministry of Religion of the Republic of Indonesia, registration to payment of Hajj costs can be done online.

The Indonesian diaspora, which is abroad, can also take advantage of the Bank Muamalat service. This service is already available to Indonesian citizens in Malaysia, Hong Kong, and Taiwan.

In addition, the BPKH Virtual Account (BPKH VA) application has been connected to the Muamalat DIN application.

Through this synergy, prospective pilgrims who already have a portion number, both Bank Muamalat and non-customers, can use the Hajj Bank menu in Muamalat DIN to see the value of the benefits of the management results carried out by BPKH.

For information, Indonesia is the country with the largest hajj quota in the world where currently the waiting list for pilgrims in Indonesia reaches around 5.3 million people.

Of the total 5.3 million pilgrims, about 15 percent are Bank Muamalat customers.