YOGYAKARTA - Investment can be made for short-term and long-term targets. Short-term investment is made for a shorter period of time, which is approximately 1-2 years. For those of you who are just about to enter the investment world, there are some short-term investments for beginners that you can choose from.
Short-term investment is suitable for those of you who want to make a profit in a short time or need additional funds in a short time. So investors can disburse funds in a short period of time. So what are short-term investments for beginners?
Short-term investment is made to obtain additional funds from investment in a short time, usually for one to two years. Investment of this type has a lower risk than long-term investment. However, the benefits provided are quite competitive.
The following are short-term investment tips or recommendations for beginners:
Deposit is a savings product provided by banks. This investment is carried out by depositing and disbursing a number of funds in a short time. The period in deposits starts from 1 month, 3 months, 6 months, 12 months, to 2 years.
Mutual funds can also be a short-term investment that is suitable for beginners. mutual funds are investment instruments with an investment system from investors managed by investment managers. There are many mutual fund products that can be selected. For short-term investments, a suitable mutual fund is a'money market' because the period is only one year and the risk rate is low.
Government Securities (SUN) are debt statements issued by the state for fund investors. SUN is a short-term investment product that is quite safe and profitable. The capital deposited in this investment does not have to be large and the risk is very small.
Fintech Peak to Peak (P2P) Lending is an investment product with an investor system embedding funds in MSMEs to develop businesses. Investors can freely choose the investment period, starting from 6 months, 1 year, to 2 years.
That's a review of short-term investments for beginners. A number of the above investments are suitable for beginners because they can start with affordable capital and the risk is low, and provide competitive benefits.
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