Identify Types Of Child Education Insurance And Benefits For Parents

Illustration of child education (Freepik/Jcomp)

YOGYAKARTA - Child education is an important thing that parents must prepare. In addition to collecting money for children's education funds, one way that needs to be done is to register education insurance. Therefore, the types of education insurance must be understood by parents.

Education insurance is one way to prepare children's education funds. Even education insurance is an important investment for the future of children. This insurance is useful for helping your finances for children's educational needs. So children's schools will be well covered by this insurance.

Given that the cost of children's education is not small, it is necessary to have educational insurance from parents. Unfortunately there are still many parents who do not know what education insurance is and its types.

Education insurance is one type of insurance that provides protection services in terms of education. This insurance provides coverage for the costs needed in children's education.

Education insurance is here as a solution for parents who prepare children's education funds, ranging from kindergarten, elementary school, to college. The existence of education insurance can help overcome financial problems that occur in children's education, ranging from entry fees, book purchase money, buying uniforms, and others.

There are two types of insurance education that are commonly known, namely link and use units. However, there are also similar insurance products from Islamic institutions. The following is an explanation of each type of insurance.

Unit link insurance is a type of protection that works as an agreement with investment. This type of insurance has benefits that can be taken at the same time as paying for education costs. But keep in mind that there is no guarantee that you will continue to benefit from the insurance taken.

Inuransi dwiguna adalah gabungan sistem jaminan pendidikan sekaligus tabungan. Dalam asuransi ini, orang tua bisa membayar premi selama jangka waktu tertentu sesuai kesepakatan. Namun demikian ketika pencaian tiba, maka uang yang diterima pun cukup banyak.

Sharia insurance in terms of education is basically the same as other types of insurance. However, there are things that distinguish sharia insurance, namely that all forms of transactions and agreements are carried out on the principles of Islamic law.

There are a number of benefits that you will get when taking education insurance for children. Here are some benefits of child education insurance.

Maybe you are still confused about the system or how education insurance works. Here's an overview of how child education insurance works.

Such are the reviews regarding the types of child education insurance and its benefits for parents. There are various recommendations for educational insurance that parents can choose, such as Manulife, Prudential, Mandiri, BCA, BNI, and so on. Education insurance is very important for parents because it is useful for protecting children's educational needs in the event of a risk in the future.

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