CIPS Calls Digital Transformation Inclusiveness Needs To Be Supported By Literacy

Illustration (Photo: Doc. Antara)

JAKARTA - The Center for Indonesian Policy Studies (CIPS) assesses that the success of digital transformation inclusiveness needs to be supported by other factors, namely digital and adequate finance.

"Inclusive digital transformation does not only require the availability of physical facilities such as infrastructure, but also the increase in the capacity of human resources which are expected to benefit from this transformation. In 2023 this still needs to be continued," said Head of the CIPS Economic Opportunities Research Unit Trissia Wijaya as quoted by Antara, Thursday, January 5.

According to him, socialization of digital literacy and financial literacy can be done simultaneously. For example, BI and OJK must continue to focus on educating consumers, including MSMEs.

BI can intensify MSME digitization programs that help encourage MSMEs and train them to develop digital skills, engage in digital marketing, use e-payments, and use digital applications for financial reporting.

"Financial transactions that have started using online platforms also make the importance of a digitally structured and recorded financial recording system," he said.

In addition, according to him, the government needs to cooperate with the private sector to provide better internet infrastructure and by paving a smoother road for small players to join in digital transformation.

"For example, the Ministry of Trade can make a simpler licensing process for MSME e-commerce players," he said.

In addition to a simpler licensing process, he continued, intervention in the form of a digitalization program that is adapted to obstacles and business scale characteristics also needs to be done.

Intervention cannot be carried out uniformly by considering the diversity of scale, type of business, and area of origin of MSMEs.

Likewise, the licensing process based on business risk also needs to have standard standards that are more socialized to the public.

In addition to providing better internet access, increasing digital literacy must also involve providing education on the best way to take advantage of digital platforms, which will also produce better financial inclusion.

The use of the internet for productive activities needs to be intensified considering the penetration of the internet and the use of smartphones in Indonesia is quite high. The productive Internet is expected to open up business opportunities for home businesses," he said.