BTN Will Need Superapp In Early 2023, What's His Name?

Photo: Doc. Antara

PT Bank Tabungan Negara (Persero) Tbk or BTN will launch a New BTN Mobile "SuperApp" which is a combination of all BTN digital service channels that have been used to make it easier for customers to get the company's Digital Mortgage Ecosystem services.

The state-owned bank with the BBTN stock code currently has various digital services such as BTN mobile banking, BTN internet banking, btnproperti, btnproperti for developer, SMART Residence, to cheap n.co.id homes.

"Later on, we will integrate all of these digital services into one SuperApp BTN Mobile application which is planned to be launched in early 2023," said Deputy President Director of Bank BTN Nixon LP Napitupulu in Jakarta, quoted from Antara, Wednesday, December 28.

According to Nixon, by launching the BTN Mobile SuperApp, it is hoped that it will make it easier for customers to access all BTN banking services in the hands of only smartphone smarts. In addition, the existence of the BTN Mobile SuperApp complements the fundamentals of Bank BTN to become a One Stop Shop Housing Ecosystem.

Nixon admitted that the entire digital transformation process they carried out from three to four years ago had a significant impact on the company's financial performance.

"The digital transformation that we have done so far has proven effective in suppressing the cost of funds which are currently in the range of three percent. This is also history for BTN where the cost of fund efficiency can make our assets at the end of 2022 estimated to reach Rp400 trillion and credit to reach the range of Rp300 trillion," said Nixon.

He is optimistic that the realization of BTN's net profit this year is estimated to reach IDR 3 trillion.

"Laba 2022 is the highest profit even much higher than before COVID-19," he said.

Meanwhile, Director of IT & Digital Bank BTN Andi Nirwoto added, various digital innovations carried out by Bank BTN including SuperApp BTN Mobile aims so that the company's customers can easily meet their residential and maintenance needs.

"We always innovate so that BTN Digital Mortgage Ecosystem can provide digital services that meet four aspects, namely living, renting, buying, and selling. That way, customers are not only easy to find property and apply for loans, but also fulfill their daily needs for maintenance and cleanliness," said Andi.

Until September 2022, various digital services owned by Bank BTN are BTN mobile banking, BTN internet banking, btnproperti, btnproperti for developer, SMART Residence, to the cheap btn.co.id house. Btnproperti service itself has recorded 19.6 million visitors with more than 245,000 members and lending up to IDR 942 billion as of September 2022.