Increase Financial Inclusion To The Community And MSMEs, OJK Releases Digital Information Services Of Rural Banks

Photo: Doc. OJK

JAKARTA - The Financial Services Authority (OJK) is said to have just launched an information application of the Sharia People's Credit Bank (BPR/BPRRS) for financial inclusion or abbreviated as iBPR-S. Chairman of the OJK Board of Commissioners Mahendra Siregar said this initiation was beneficial to further encourage public financial access to products and services for the BPR/BPRRS, especially the micro and small economic segments. The application of iBPR-S is also a form of OJK support to encourage the development of BPR/BPRRS which is also an implementation of the master plan of the financial services sector, in particular the pillars of accelerating digital transformation in encouraging innovation and acceleration of digital transformation of the financial services sector," he said in a press statement, Monday, December 5. According to Mahendra, BPR/BPRRS has special characteristics that make its existence still very much needed by the community to date. The special characteristics include the distribution of BPR/BPRRS locations which are mostly located in districts and sub-districts, providing services that prioritize personal or family approaches, fast and simple service processes, as well as the character of products and services that are tailored to the needs of the people in the region or region, he said. In detail, Mahendra explained that iBPR-S has five important advantages. First, finding the location points of the BPR/BPR office network that are located around the residence. Second, obtaining information regarding the products and services offered by each BPR/BPR.

Three, obtain information regarding the current LPS guarantee rate as a basis for public considerations in choosing deposit products at BPR/BPRRS. Fourth, gain access to the official BPR/BPRRS website in order to obtain more detailed information regarding certain BPR/BPRRS products and services. And the fifth is to compare the benefits and costs of the products and services offered by BPR/BPRRS. OJK encourages the association of BPR/BPRRS, Perbarindo, Perbamida, and Asbisindo to encourage increased use of iBPR-S and obtain related information,'' added Mahendra, so that the provision of product and service information can run optimally, OJK will oversee BPR/BPRRS to present accurate and up-to-date information on iBPR-S applications. OJK continues to encourage BPR/BPRR managers to respond positively to the challenges that arise by continuing to increase the capacity of their respective entities, so that they can continue to grow healthily, and provide services to the community more broadly and primely," he stressed. The role of BPR/BPRRS in encouraging economic growth in their respective regions needs to be continuously improved so that it can become a strategic partner of local government in particular development of MSMEs, concluded Mahendra.