As Innovation Of The National Payment System, QRIS Attendance Must Be Able To Advance MSMEs

Photo: Doc. Antara

JAKARTA - Member of Commission XI DPR RI Hafisz Tohir hopes that the presence of the Quick Response Code Indonesian Standard (QRIS) can advance the Indonesian micro, small and medium enterprise (MSME) sector. "The innovation of QRIS' presence is expected to be able to advance MSMEs, especially in the current global competition," said Member of Commission XI DPR RI Hafisz Tohir in his statement quoted by Antara, Monday, September 26. He said the presence of the payment system through QRIS was a digital innovation for the national payment system. According to him, the payment system continues to evolve with three driving elements, namely technological innovation, business models, community traditions and authority policies.

"The last decade, there has been a wave of digitalization of life that drastically changes people's behavior, the presence of chip-based electronic money and server-based changes the payment pattern that demands mobile, fast and secure through websites, mobile, USSD and Toolkit SIM (STK) platforms," he said.

Then, he continued, in the vision of the Indonesia Payment System 2025, there was an innovation of digital payment services based on the "QR Code". Bank Indonesia also said it saw benefits to encourage economic efficiency, accelerate inclusive finance and advance MSMEs. Last August, Bank Indonesia Governor (BI) Perry Warjiyo said that currently more than 22 million MSMEs have been digitized through the use of the Quick Response Code Indonesian Standard (QRIS) and will continue to increase from year to year.

"QRIS is used throughout the country, including in Islamic boarding schools and the most MSMEs," said BI Governor Perry Warjiyo in The 6th Annual Islamic Finance Conference. Therefore, QRIS is very important for MSMEs, including for Islamic boarding schools. Thus, the expansion also needs to be carried out, especially as part of the digitization of the payment system carried out by BI.