Bank DKI Continues To Encourage Consumer Credit Growth Through This Way

Photo: Doc. Bank DKI

JAKARTA - As a series of celebrations for DKI Jakarta's 495th Anniversary, Bank DKI collaborated with the Environment Agency to hold a promotional event at the Environmental Service Parking Area, Thursday 30 June.

The event was attended by the Director of Retail and Sharia of Bank DKI, Babay Parid Wazdi and the Head of the DKI Jakarta Environmental Agency, Asep Kuswanto.

"To get closer to customers and in the momentum of the 495th DKI Jakarta Anniversary series, Bank DKI has held a Gebyar Promo event from 22 June 2022 to 30 June 2022 with various attractive promos. The event which was held since 22 June 2022 was held at the DKI Jakarta Provincial Government office area, such as the DKI Jakarta City Hall, the Mayor's Office to the DKI Jakarta Environmental Service Office. This Gebyar Promo Program is a form of our appreciation for civil servants in the DKI Jakarta Provincial Government," explained Babay Parid in his statement, Saturday, July 2.

Babay Parid added, along with the increasing mobility of the people, Bank DKI will continue to encourage the growth of consumer credit in 2022, especially for Multi-purpose Credit and Griya Monas mortgage products.

He also said that Bank DKI would continue to expand the consumer credit market not only within the DKI Jakarta Provincial Government but would also target the consumer market which has been targeted in Bank DKI's Business Mapping.

In 2021, the distribution of Multi-Use Loans grew by 15.34 percent or Rp. 11.2 trillion at the end of 2020 to Rp. 12.9 trillion at the end of 2021. The development of Multi-Use Loans during 2021 was influenced by several factors, including the relative easing of the pandemic. COVID-19 and increased marketing and product promotion activities.

As part of the digital transformation program, for customers who wish to apply for Multi-purpose credit or KPR, Bank DKI also provides a consumer loan e-form application as a credit application service that can be done anywhere and anytime.

"It's easy, go to the Bank DKI website at www.eform.bankdki.co.id then select 'submit application', select the type of credit you want, then fill in the application data form with your personal data according to your ID card and family card. Next, customers fill in work data and financial data, and finally select approval to complete the credit application process," he said.

In addition to the Multi-Purpose Credit product, Bank DKI also plans to increase the marketing of the Home Ownership Loan product, including the expansion of the target segmentation for the Prosperous KPR, Housing Financing Liquidity Facility (FLPP) which will be marketed to contract employees or non-permanent employees (PTT/PJLP/Honor/Contract). and Linkage within the DKI Jakarta Provincial Government.

This is one of the optimization efforts as a form of Bank DKI's support for the one million houses program launched by the central government based on the Cooperation Agreement signed by Bank DKI with BP Tapera last January 2022.

Head of the Environment Agency, Asep Kuswanto hopes that this activity can provide benefits for improving the welfare of contract employees or non-permanent employees (PTT/PJLP/Honor/Contract) within the DKI Jakarta Provincial Government.

"Hopefully the collaboration that has been established at this time can continue to be improved. We hope that Bank DKI as the BUMD of the DKI Jakarta Provincial Government can continue to improve services to customers," concluded Asep.