BRI Digital Transformation Drives Merchant Business Growth and QRIS Transactions

QRIS transaction/ BRI Doc.

JAKARTA - PT Bank Rakyat Indonesia (Persero) Tbk or BRI continues to strengthen digital transformation as part of efforts to create shared value (value creation) with Danantara. Through the development of the merchant and QRIS ecosystem, BRI managed to record significant growth while strengthening the base of low-cost funds based on transactions, and expanding access to financial services for the community.

This performance is reflected in the growth of merchant and QRIS businesses until the first quarter of 2026. The number of BRI merchants increased to 323.7 thousand with transaction volume growing 26.5% year-on-year (year-on-year/yoy) to Rp67.9 trillion. Meanwhile, QRIS transaction volume jumped 76% yoy to Rp30.5 trillion and the number of transactions increased 86.7% yoy to more than 253 billion transactions.

Director of Network & Retail Funding BRI Aquarius Rudianto said that strengthening the merchant and QRIS ecosystem not only expands the transaction ecosystem, strengthens the collection of cheap funds based on transactions, and opens greater opportunities for business actors to develop.

According to him, this capability is in line with BRI's commitment as part of Danantara in creating value through increasingly efficient, integrated, and community-oriented financial services.

"Along with the increase in digital transactions, BRI continues to provide safe, easy, and reliable payment solutions for the public. To date, 98.9% of BRI transactions have been carried out through e-channels. At the same time, we are also continuing to strengthen digital financial literacy, especially in the use of QRIS, so that the adoption of non-cash payments is wider and able to support people's economic activities," said Aquarius.

Through the integrated payment system support and the acceleration step of BRIvolution Reignite, BRI also strengthens the funding franchise through the optimization of digital channels to build a more solid low-cost fund base based on transactions. This effort is carried out through increased acquisition and management of customer transactions, strengthening partnerships with merchants, and developing a payment ecosystem in various business segments.

For information, the strengthening of digital transactions and funding also supported the overall financial performance of BRI until the first quarter of 2026. It is recorded that BRI's total assets reached Rp. 2,250 trillion or grew 7.2% YoY.

In terms of funding, BRI's total Third Party Funds (DPK) also recorded encouraging growth, supported by consolidated cheap funds (CASA). As of March 2026, BRI managed to collect Third Party Funds (DPK) of IDR 1,555.1 trillion or grew 9.4% year-on-year (yoy). Of this amount, CASA (consolidation) dominates to reach IDR 1,058.6 trillion or equivalent to 68.07% of total DPK, an increase from 65.77% in the same period last year. (ADV)