OJK Asks For Our Clarification To The Public Regarding The Suicide Case Due To Pinjol

Photo: Doc. Ada Kami

After the summons of PT Pembiayaan Digital Indonesia, or Ada Kami, the Financial Services Authority (OJK) asked the digital platform to clarify information on social media regarding allegations of suicide victims and loan collection not in accordance with the provisions made by one of the fintech administrators platforms.

"OJK summoned the P2P organizers on Wednesday (20/9) and Thursday (21/9). Summons were made to ask for clarification and confirmation of news circulating on social media," said Head of the Literacy, Financial and Communication Inclusion Department - Aman Santosa quoted by ANTARA, Sunday, September 24.

Information circulating in the mass media regarding the alleged suicide victim due to terror collection, and high interest or loan fees.

From the summons, it is known that Ada We have conducted an initial investigation to find a debtor with the initials K which has been widely reported, but have not found a debtor in accordance with the information circulating.

Ada Kami juga menyampaikan bahwa telah memeriksa pengaduan-pengaduan mengenai petugas penagihan (debt collector) yang menggunakan pesanan makanan atau barang fiktif untuk meretor peminjam, namun belum menemukan bukti lengkap.

As for the loan interest that was reported to be too high, Ada We convey that the details of the interest and costs imposed have been informed to consumers before consumers agree to finance.

Based on information from Ada Kami, the OJK took the following action:

Regarding information on the victim of suicide, OJK ordered Ada We will immediately conduct an in-depth investigation to confirm the truth of the news that the suicide victim had gone viral.

OJK also ordered Ada Kami to open a complaint channel for people who have information about suicide victims. There are us to report the handling of the complaint to the OJK.

OJK also appealed to people who know more about the alleged suicide victim to convey directly to OJK via OJK contact 157 via consumer email @ojk.go.id, and 157 calls.

OJK observed related to the imposition of interest and other costs in Ada Kami. The interest rate limit including other costs for fintech lending so far has been determined by AFPI, which is a maximum of 0.4 percent per day, and is more aimed at short-term loans. OJK has ordered AFPI to examine this in accordance with the AFPI code of ethics.

OJK also requires all fintech lending to clearly convey information on service and interest costs to consumers, and collect them in a good way in accordance with OJK regulations.

Including the OJK conducting further investigations related to fictitious orders, among others, by asking for information from relevant marketplace or e-commerce platforms to find out who exactly ordered the fictitious and immediately reported the results to the OJK.