KPK Reveals Regional Bank Corruption Mode: Credit Abuse To Fictitious Guarantee

Deputy Chairperson Of The KPK Alexander Marwata/DOK-KPK Public Relations

JAKARTA - Deputy Chairman of the Corruption Eradication Commission (KPK) Alexander Marwata revealed that there are still many fraudulent practices in regional banks. In fact, regional-owned enterprises (BUMD) should be free from fraud because they are driving the economy.

"The regional bank is the driving force for the economy and development in the regions," Alexander said as quoted from his written statement, Monday, May 22.

Alexander detailed that there are a number of corrupt practices that are often found in regional banks. Among them, credit abuse that benefits certain parties, fictitious credit guarantees, and banking fees related to deposit placements to civil servants and state administrators.

In addition, there are also other modes such as gratification facilities in the form of credit cards or other facilities to civil servants and state administrators, money laundering for criminal acts of corruption. Next, Alexander also said that corrupt practices also occurred when giving banking fees to treasurers, placing insurance for the acquisition of criminal acts of corruption, fees for credit insurance to fees for insurance claims.

Alexander said this kind of practice should no longer happen. Moreover, banks have Standard Operating Procedure (SOP) and regulations that are local and international in nature.

"But if there are officials who slip, it means that internal supervision is not running," he said.

In addition, Alexander reminded that internal supervision and regulation of the Disbursement Fund Order (SP2D) according to the region can be carried out through the BPD. "So that BPD can be the controller of regional financial centralities and control the absorption of the Regional Revenue and Expenditure Budget (APBD)," he said.

"In addition, it is also important to synergize with BUMD," concluded Alexander.