Strengthening Non-Cash Transactions, Bank Muamalat And BNI Agree To Raise Business Cooperation

Illustration (Photo: Doc. Antara)

JAKARTA PT Bank Muamalat Indonesia Tbk is said to have reached a business cooperation agreement with PT Bank Negara Indonesia Tbk (BNI) regarding strengthening non-cash transactions.

The synergy between the two financial service institutions was marked by the signing of this cooperation agreement by Bank Muamalat Head of Digital Banking Dadang Rohandi and BNI's Head of Retail Product & Partnership Division Mesah Roni Ginting in the middle of this week.

Bank Muamalat Director of Operations and Digital Affairs Wahyu Avianto said the collaboration that was established further enriched the company's digital services.

"Banks Muamalat and BNI each have advantages in terms of digital services. We believe this collaboration will provide benefits for customers of each bank. The initiative that is built and at the same time supports the government to intensify non-cash transactions," he said Friday, September 29.

According to Wahyu, his party continues to take the initiative to enrich the features in Muamalat DIN in order to accommodate the interest of customers, most of whom have switched to digital services.

"In addition, Muamalat DIN continues to transform towards seamless banking with support for smart operations and system reliability to complement the banking transaction experience more quickly and easily for customers," he said.

On the same occasion, BNI Director of Digital & Integrated Transaction Banking Corina Leyla Karnalies said that this collaboration is expected to further complement the services received by the community.

"Through this concrete step, the public does not need to worry if the TapCash balance is lacking or exhausted because TapCash can be top-up through the Muamalat DIN application," he said.

Previously, TapCash Cards could be refilled through BNI channels such as BNI Mobile Banking, BNI SMS Banking, BNI ATMs, Agent46, to e-Commerce and retail stores such as mini markets. Now refills can also be done through the Muamalat DIN application.

For information, as of August 31, 2023, the total number of users of the Muamalat DIN application was recorded at around 454 thousand. This figure is an increase of 29 percent compared to the same period last year. By the end of 2023, the pioneer of Islamic banks in the country is targeting the number of DIN Muamalat users to reach more than 670,000.