JAKARTA - Bank Indonesia (BI) noted that new credit distribution by banks in October 2023 indicated growth, reflected in the weighted net balance (WBT) of 82.1 percent.
Executive Director of the BI Communications Department, Erwin Haryono, said that the main factors influencing new credit distribution include demand for financing from customers, the level of business competition from other banks, as well as the prospects for future monetary and economic conditions.
"Corporate financing in October 2023 is indicated to grow compared to the previous month. This is reflected in the Weighted Net Balance (WBT) of corporate financing of 15.7 percent," he explained in his official statement, Monday, November 20.
The sources of corporate financing mainly come from own funds, followed by financing from domestic banks and the use of withdrawal allowance facilities.
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Eksklusif, Ketum AESI Fabby Tumiwa Jelaskan Kendala Pemanfaatan Energi Surya di Indonesia
13 November 2023, 10:00
On the household side, demand for new financing is indicated to be relatively stable in October 2023 with the majority of financing still being met by commercial banks.
Apart from banking, other sources of financing that are preferred by households to meet financing needs include cooperatives and leasing.
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