JAKARTA - PT Bank Central Asia Tbk or BCA recorded a net profit of Rp. 14.45 trillion during the first semester of 2021. The achievement of this issuer bank coded BBCA grew 18.1 percent year on year (yoy) compared to the same position the previous year of Rp. 12.24 trillion.
The operating income of the bank owned by the Hartono Brothers conglomerate also grew by 2.4 percent yoy from IDR 37.57 trillion to IDR 38.48 trillion. Meanwhile, net interest income grew 8.8 percent yoy from IDR 27.24 trillion to IDR 28.27 trillion.
Meanwhile, non-interest income decreased slightly by 1.2 percent yoy from Rp. 10.32 trillion to Rp. 10.21 trillion. BCA President Director Jahja Setiaatmadja said the growth in the company's performance in the first half of 2021 was due to the fact that in the previous year, all businesses including banking dropped.
"Both BCA, other banks, or other businesses have declined. So the second quarter of 2020 profitability will decline," said Jahja in a virtual public expose, Thursday, July 22.
In the midst of expanding BCA's business throughout the first half of 2021, a government policy was issued, namely Emergency PPKM. Jahja admitted to support the policy, but that does not mean it does not interfere with the banking business.
"For example, demand for credit immediately fell. Even though motor vehicle products (KKB) and housing loans (KPR) from the first to the second quarter of 2021, demand has recovered," said Jahja.
BCA, he said, had been able to distribute KKB up to Rp2 trillion per month, but the Emergency PPKM had an impact. He projects that KKB BCA's performance in July will fall to Rp1 trillion to Rp1.2 trillion.
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