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YOGYAKARTA - When asked how QRIS works, what is your answer? Currently QRIS has become a non-cash payment tool with a digital scan method that can be connected to a digital account.

As a result, all forms of transactions become easier. Just click once. QRIS as a non-cash payment instrument has become the decision of Bank Indonesia starting January 1, 2020.

Who would have thought, in this decree, Bank Indonesia even required the use of QRIS (Quick Response Code Indonesian Standard) for every business player ranging from Micro SMEs to Macro. Then, what is the QRIS system like?

Now, we are familiar with small and large business actors who apply QRIS as a non-cash payment media.

The way QRIS works as the transaction media is by applying the use of a scan barcode or QR code to make online or digital payment transactions. The barcode in the system uses two dimensional matrices with 3 patterns that have a square and black shape.

This pattern has a function to store data or send information from its users. Usually, these data can be in the form of symbols, alphanumerics to various types of data characters in QRIS which will be sent quickly.

Next, the QRIS system work method, stacked on how to use and list rules. QRIS can be applied to those of you who have m=Banking or digital wallets such as Link Aja, OVO, DANA, Shopee Pay, and others. How to use it is fairly easy:

If you don't have m-Banking or e-Wallet, make sure to have the application first or visit the official QRIS site and then click on the qris.id/register link.

Then, fill in the data in the 'list now' section and complete the registration form appropriately. The next step is just to prepare the required important data such as, the latest photos, NPWP and KTP. Then fill in the form according to the instructions and complete each form until it is finished.

So after knowing how QRIS works, look at other interesting news on VOI, it's time to revolutionize news!


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)