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YOGYAKARTA Quick Response Code Indonesian Standard or QRIS (bibaca / kris /) is the unification of various QR from various Payment System Service Providers (PJSP) using a QR Code.

In short, QRIS is an electronic payment standard in Indonesia. QRIS allows someone to shop without having to bring cash because QR code from QRIS brings together various PJSPs like OVO, GoPay, Dana, LinkAja, and so on.

QRIS is developed by the payment system industry together with Bank Indonesia so that the transaction process with QR Code can be easier and faster.

With the many conveniences offered, it's no wonder that many people switch to using QRIS for transactions. So, what are the advantages and disadvantages of QRIS?

Quoted from the official website of Bank Indonesia, Monday, March 20, 2023, the standardization of QR Code with QRIS offers many advantages, both for merchants such as MSMEs and consumers.

Here are the QRIS advantages for payment application users:

Meanwhile, the advantages of QRIS for MSME actors include:

In addition to offering many advantages, the use of QRIS also has shortcomings, including:

How To Make QRIS As A Merchant And User

Here are the steps to make QRIS as a merchant:

Meanwhile, how to create QRIS as a user, namely:

That's information about QRIS' advantages and weaknesses as well as how to make them. Read on VOI.ID to get other interesting news.


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)